Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE
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  1. 16th May 2007 19:40 #1
    jordash jordash is offline
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    Default how cheeky is this...

    i today receieved a offer from captial one, but also at the same time which come through the letter box much to my amusemunt was a letter which started " Thank you for writing back to me about my offer to refund £434 of the fees we've added. im sorry to hear you feel my offer isnt substantial enough"

    how could i have rejected their offer when it only came through this morning?

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  2. 16th May 2007 20:47 #2
    itsamomentintime itsamomentintime is offline
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    Default Re: how cheeky is this...

    left hand - may i present...right hand

    post office
    WON 12/11/06


    abbey
    LBA sent 30/10/06
    MCOL claim submitted 8/11/06
    allocation questionnaire sent 16/12/06
    schedule of charges sent 16/12/06
    WON

    2nd abbey claim SAR sent 3/1/07
    WON

    complaint letter sent 18/1/08

    alliance and leicester
    WON
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  3. 16th May 2007 22:02 #3
    chezt chezt is offline
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    Default Re: how cheeky is this...

    They are predicting the future! :grin:

    links to my current claims ...
    My claim - Yorkshire Bank Visa
    chezt V RBS Mastercard
    Chezt v RBS Joint Account
    chezt v Abbey Credit Card

    Settled ...
    chezt V Duet Card/Creation Finance
    chezt v's Studio Cards
    chezt v's Littlewoods Catalogue

    Next ...
    Abbey Joint a/c & Single a/c
    Barclaycard (Mine & Hubby's)
    Anyone else I can think of ...!
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  4. 16th May 2007 22:18 #4
    SteveH2508 SteveH2508 is offline
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    Up the smoke and getting smokier!
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    Default Re: how cheeky is this...

    They are sitting on their elbow and leaning on their a*se!

    Nationwide
    - Prelim sent 02/07
    - MCOL filed 04/07
    CHARGES SETTLED IN FULL!!
    Woolwich
    - Prelim sent 04/07
    - Offered 90% - 06/07 accepted
    MBNA
    - Prelim sent 02/07
    - CCA request sent 03/07
    - CCA reply (illegible + no T&Cs)
    - DCA sent packing
    - Restons now trying
    - gone quiet
    Citicard
    - Prelim sent 02/07
    - CCA request sent 04/07
    - replied 04/07
    No contract & not enforcing!
    - passed to 1st Credit
    - gone quiet
    Egg
    - Prelim sent 02/08
    - 3 letters - full offer 03/08
    SETTLED IN FULL!!
    (All starry, rep, clicky thingies gratefully received!)
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  5. 17th May 2007 06:47 #5
    c_allen c_allen is offline
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    Default Re: how cheeky is this...

    Quote Originally Posted by itsamomentintime View Post
    left hand - may i present...right hand

    LOL

    OK I GIVE IN

    Halifax £3600 charges, won with C/I £6400

    NatWest S.A.R-05/06/06
    Bug**r all recieved 03/11/06
    Prelim guesimate sent for £3000 03/11/06
    Cr*p one CONNED statements 08/06 ROFLMAO
    Cr*p one charges=£976
    con int 34.9% £1,003.75 £1,979.75.

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  6. 17th May 2007 09:00 #6
    PPMAN159 PPMAN159 is offline
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    Default Re: how cheeky is this...

    With the banks displaying that level or organisational skills, please do not let them get involved in the brewing industry.

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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE