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Mmmm, you've got one of those as well. Not sure what the answer is I'm afraid, but I will certainly watch with interest. I must admit, I've managed to maintain that much better than my current account, so don't think I'll be pursuing anything there

HFC Bank - First letter claiming £196/LBA sent/£75 offered/rejected/Claim filed

HFC Bank Take 2 - Statements received

A & L - Prelim sent/LBA sent

Barclays (for my Dad) - Awaiting statements/LBA for S.A.R. sent/Statements received/Prelim sent/LBA sent

A & L (for my Son) - Awaiting statements/Statements arrived Prelim letter sent/£280 offered and rejected

Abbey (for my Sister) - ***Won***

Barclays PPI claim

Studio - ***Won***

HSBC - (for my brother-in-law) ***Won*** 8-)

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I managed to default on that account so I'm going to try and get it removed. Most letters to that effect on the forums use the Consumer Credit Act but I don't know if this agreement is covered by that act. Sadly I managed to maitain mine pretty well too so there's no money to claim back from them

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