Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE
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  1. 31st May 2006 23:54 #1
    pdolan1 pdolan1 is offline
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    Thumbs up Mbna Pay Up Twice

    After asking for my money back only to be told where to go, i got a "Goodwill" gesture of 350 pounds. After phoning them telling them i wasn't interested and had filed for court, Gareth Tuncliffe (Customer Advocate) phoned me and told me they didn't want to go to court , to which i replied that i was more than happy to go. He asked what i wanted and i told him all charges for the last 6yrs plus interesticon plus court costs (39 pounds), which he agreed to just like that. next day the charges were in my bank account which he confirmed by telephone. I then told him i intended to recoup charges from another account i have with them and was prepared to go through the whole process again. Their response was they didn't want to go through all this again and three days later he phoned me offering all charges plus interest and cleared my outstanding balance on my account's that's 800pounds and 642pounds. RESULT

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  2. 31st May 2006 23:59 #2
    Don Quioxte Don Quioxte is offline
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    Default Re: Mbna Pay Up Twice

    Quote Originally Posted by pdolan1
    RESULT
    operative word.

    Nice one.

    "BA Group. The World's favourite CA Group"

    HSBC 2 claims amalgamated. £1195. settled in full prior to filing claim.
    BARCLAYS settled in full 2 days prior to submission of defence by Barclays
    CAP ONE settled in full on day 14 of LBA (£210)
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  3. 1st June 2006 00:09 #3
    caro caro is offline
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    Default Re: Mbna Pay Up Twice

    So are you saying they paid more than you were asking for? Are they closing your accounts to get rid of you? Nice one though - well done!

    Hope you are feeling generous with the donateicon button and doing the survey.

    Fed up with bank charges?
    Email your MP TODAY!!!

    Sign the Petition

    When the Liberals and Conservatives were in opposition they both agreed that banks should pay back high bank charges to customers. Nothing seems to of happened since they came into power as a coalition. PPI insurance has been sorted now they should turn their attention to bank charges and help customers get exorbitant charges refunded.

    END LEGAL LOAN SHARKING
    SIGN THE PETITION TODAY



    What's Best for You?


    The Consumer Action Group is a free help site.
    Should you be offered help that requires payment please report it to site team.

    Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007
    Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06
    Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007

    Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.
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  4. 1st June 2006 13:16 #4
    thecornflake thecornflake is offline
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    Default Re: Mbna Pay Up Twice

    Did this all happen over the phone? If so did you ask for anyone in particular? I've probably got a similar amoutn owing from MBNAicon and if I can just get them refunded with a phone callicon that would be fantastic.

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  5. 1st June 2006 13:22 #5
    surreyscouse surreyscouse is offline
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    Default Re: Mbna Pay Up Twice

    see this thread here

    http://www.consumeractiongroup.co.uk...ead.php?t=8930

    That was all done in about 20 minutes this morning !

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  6. 1st June 2006 13:37 #6
    JMio JMio is offline
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    Default Re: Mbna Pay Up Twice

    :o :o :o

    B*gg*r me that was pretty painless!!

    Excellent result!

    ** I AM NOT A LAWYER, PLEASE CONSULT A QUALIFIED PROFESSIONAL IF YOU ARE IN ANY DOUBT **

    I have successfully claimed against: "MBNA, Capital One, Bank of Scotland & Clydesdale Bank"

    The Consumer Action Group is a Self-Help website, Moderators & Site Helpers offer advice on a voluntary basis. Please spend time reading the FAQ's, and other cases relating to your bank before starting your own claim
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  7. 1st June 2006 21:19 #7
    pdolan1 pdolan1 is offline
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    Smile Re: Mbna Pay Up Twice

    PS I will be more than happy to donateicon once money has cleared in my account.

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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE