Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Hi
Great site btw. I started court proceedings on the 2nd may after issuing all the other letters given on this site. The notice says it was considered served on the 5th may. Today i had a cheque for a small percentage of what i was claiming. I have filled in the letter declining it and will post it today. What i am querying is the timescales. I worked out that the bank had until the 21st may to give notice of defence. this also came in this mornings post. According to me i think this gives them until the 2nd june. Are any of you nice people out these able to clarify the timescales and the next steps, when i go to court etc.
Thanks in advance and keep up the good work
OK from what you have said the bank has 14 days from 5th May to send a notice to defend. Once the court receives that they will then be given a further 14 days to send in their defence.
All paperwork sent from the court will have the dates to follow so you wont go wrong using them!
You will probably get the Banks defence on the last day of the timescale set by the court. You will then get a date for a hearing.
If the bank pay up in full before then you MUST inform the court immendiately so the hearing is cancelled.
For now I would start collecting the information needed for your court bundle, and start a thread in the relevants banks forum where you will find lots of people in the same boat.
Good luck
All advice is based on my experiences. I am NOT qualified and as such cannot be held responsible for any mistakes. If in doubt...get professional help.
If you like what i have said then make me a star!!
thanks for the reply my only concern is i dont know is meant by taking my bundle to court? I know the bundle is documents but what documents? statements? copies of letters i sent before court action etc. my oncern is that the account we are claiming is in the other halfs name and she is not very articulate and gets very nervous. would it be worth while in this instance if it does go to court to use a duty solicitor or even appoint one in advance?
cherers
You can find a guide to what you will need to put in there in the forums have a look in the bank temps library.
You have done well so far you will continue to get help here try not to use lawyers !!!
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