Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
found myself here via MoneySavingExpert and hoping to find the light at the end of the reclaiming charges tunnel!
so far ive compiled my list of charges and written to the bank (Halifax) twice, the 2nd time they actually responded, negative response but a response none the less, so now im about to send them a 3rd letter warning of court action <eeek> hoping to have some good news to report in the coming future, just need to sort out my parachute account now...
Sarah welcome to the site.
Looks like you are well underway.
We have extensive case history as well as current claimers from Halifax BOS
I am sure that you will find anything you need to know on Consumer action group.......the biggest and the best for reclaiming Bank charges.
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Hi Sarah and welcome. I had similar experiences with Nationwide and it took two letters from me to get a reply too; negative of course. Take heart! I immediately sent a third informing them time was almost out and I was preparing for the next stage. Hey Presto!! I finally got what I had asked for. And I was only asking for the full list of charges that I was legally obliged to receive. Good Luck. P.S. Nationwide: Proud to be different.