Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Vanderpelt Vs Barclays Trading as Monument **WON**
Hi guys
I followed your advice and got the information from Monument reagrding my account (they did not charge me the £10s and send me a table with the charges except for 2007 (which i had statements for)). And i worked it out to be £400. + £50 court fee.
So they had until the 8th May to submit a defence and they did so on the 11th and now it seems i may have to go to court (the court has yet to send me the next bit of paperwork).
Well i have had my aq sent through, I have read what i am supposed to do and i plan to do it tonight, however due to my own delays i did not go to court on the 8th to seek judgement, and they faxed there defense in on the 11th.
Well i have submitted my aq to the court and to the other side, i suspect (as i work with this court in my job) that it will be a 5/6 weeks before i hear anything.
I have had my court date, (15 October ) but as i work for the home civil servaice i am not surpised by this, what did get me was the following. If the defendant does not attend in person, there defence will be struck off and the costs awarded to the claimant.
it is not the exact wording, but this seems good to me
They sent a solicitor to the court (which i was terrified with) who presented a letter stating that we think your mad however offer to pay all i asked for without liability blah blah blah. So i read it and signed it and went to the judge 5 mins later (that close to the trial) and explained that we had resolved our dispute.
He was great and has made an order to adjourn my matter for 28 days (to make sure they pay) and if they dont than i can go back and he will re-instate and instruct baliffs. Thou he did mention that had they not offered that he would have waited for the court case to go through before ruling, the solicitor stated that that was for banks not credit cards. (but just to check is that right can i still go for my other cards?)
Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.