Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
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London
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  1. #1
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    Default Vanderpelt Vs Barclays Trading as Monument **WON**

    Hi guys

    I followed your advice and got the information from Monument reagrding my account (they did not charge me the £10s and send me a table with the charges except for 2007 (which i had statements for)). And i worked it out to be £400. + £50 court fee.

    So they had until the 8th May to submit a defence and they did so on the 11th and now it seems i may have to go to court (the court has yet to send me the next bit of paperwork).

    any help on what happens next?

    thanks

    Van

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  2. #2
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    Default Re: Vanderpelt Vs Barclays Trading as Monument

    Well i have had my aqicon sent through, I have read what i am supposed to do and i plan to do it tonight, however due to my own delays i did not go to court on the 8th to seek judgement, and they faxed there defense in on the 11th.

    could i ask the court to set that aside?

    thanks

    Van


  3. #3
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    Default Re: Vanderpelt Vs Barclays Trading as Monument

    Probably not the courts are allowing them a few extra days, sorry but this is not the first time and it wont be the last

    Good luck though you are nearly there
    Caz


  4. #4
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    Default Re: Vanderpelt Vs Barclays Trading as Monument

    Well i have submitted my aqicon to the court and to the other side, i suspect (as i work with this court in my job) that it will be a 5/6 weeks before i hear anything.

    What should i do in the meantime?

    Van


  5. #5
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    Default Re: Vanderpelt Vs Barclays Trading as Monument

    you could start getting together your http://www.consumeractiongroup.co.uk...rt-bundle.html

    So that you have everything together or at least know whats needed for a court bundle and have an understanding of what you have to do next

    Also have a read here http://www.consumeractiongroup.co.uk...ate-guide.html


  6. #6
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    Default Re: Vanderpelt Vs Barclays Trading as Monument

    I have had my court date, (15 October ) but as i work for the home civil servaice i am not surpised by this, what did get me was the following. If the defendant does not attend in person, there defence will be struck off and the costs awarded to the claimant.

    it is not the exact wording, but this seems good to me

    anyone else have this?


  7. #7
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    Default Re: Vanderpelt Vs Barclays Trading as Monument

    Well i won, ish

    They sent a solicitor to the court (which i was terrified with) who presented a letter stating that we think your mad however offer to pay all i asked for without liability blah blah blah. So i read it and signed it and went to the judge 5 mins later (that close to the trial) and explained that we had resolved our dispute.

    He was great and has made an order to adjourn my matter for 28 days (to make sure they pay) and if they dont than i can go back and he will re-instate and instruct baliffs. Thou he did mention that had they not offered that he would have waited for the court case to go through before ruling, the solicitor stated that that was for banks not credit cards. (but just to check is that right can i still go for my other cards?)

    thanks all 1 down 9 to go!

    Van


  8. #8
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    Default Re: Vanderpelt Vs Barclays Trading as Monument

    Hi Van, This is great news.

    Well done and Congratulations.

    Yes - any credit card claims should proceed without Stay.

    Slick

    Link 1. OFT Debt Coll'n Guide - http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/oft664.pdf
    Link 2. Checking your credit Agreement - http://www.consumeractiongroup.co.uk...greements.html
    Link 3. Interest Tutorial - http://www.consumerwiki.co.uk/index....erest_Tutorial
    Link 4. OFT Guide re s.78 CCA1974 Requests - http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/OFT1272.pdf

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