Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
barclays stalling for time !!!what can i do? ***WON***
hello all ive just received a letter off Barclays saying they are sorry im unhappy with the charges i have incurred and my comments(lba,as per templates library) are receiving attention. they state that they aim to find a solution within 4weeks,but if they are not able to do so then i will receive an update within 8weeks.They have also told me to read their complaints procedure leaflet even though i have requested a refund. Can anyone advise me on what to do now,shall i just go ahead with a court claim. This has made me really mad as they dont have any delay in taking these charges off us,or offer us time to pay, even when we dont have the money.....any guidance pleeease
As long as you have sent the LBA (letter before action) it is 14 days from that letter that you proceed with court action, no matter what time limit they say, you are in control.
it was the preliminary approach for repayment letter not the letter before action,that i had sent sorry my mistake. So what can i do now,can i send them an LBA now,even though they say they are looking into it? i dont want to have to wait another 8weeks before a reply off them
Cohen's: WON (discontinued) DLC: Given up, gone away. Eversheds: Trying! Equidebt: In default Intrum J: Return to OC iQor: Stopped paying. Link: In default. ScotCall: Return to OC Thames: Stopped paying.
I am NOT a legal or financial expert. There are many CAG members and staff who are better qualified. Please do not make major decisions based on my advice alone.
Cohen's: WON (discontinued) DLC: Given up, gone away. Eversheds: Trying! Equidebt: In default Intrum J: Return to OC iQor: Stopped paying. Link: In default. ScotCall: Return to OC Thames: Stopped paying.
I am NOT a legal or financial expert. There are many CAG members and staff who are better qualified. Please do not make major decisions based on my advice alone.
I received exactly the same letter last week. I have followed the steps as detailed on this site, now an lba is on its way stating that I am disappointed with the delay in repayment......because that is exactly what it is....and they now have 14 days to respond or I take them to court.
Ugly i think i have said this before but it would be more helpful if you started your own thread in this forum then all your questions can be answered in your thread and save you from hi-jacking someone elses thread
Any typos spelling mistakes are due to leprechauns in my keyboard they move the letters around sometimes (amended just for Bookie)
I offer help and advice in good faith, based on my knowledge and experience. I am NOT a legal or financial expert. There are many CAG members and site team who are better qualified. Please do not make major decisions based on my advice alone.I do not give advice via P.M's. If anyone can correct my mistakes or improve on my advice, please do.
I offer help and advice in good faith, based on my knowledge and experience. I am NOT a legal or financial expert. There are many CAG members and site team who are better qualified. Please do not make major decisions based on my advice alone.I do not give advice via P.M's. If anyone can correct my mistakes or improve on my advice, please do.
i would just like to say after sometime off line due to house moving and tempermental pc's that i won against Barclays after sending them the lba,thank you averyone for your supprt
3 Active Claims:
Barclays Refund of Bank Charges (Sole account) - Applied to lift court ordered Stay
Barclays Refund of Bank Charges (Joint account) - Awaiting court date
Barclays Refund of Bank Charges (Joint account) Pre-6 yrs- LBA sent.
3 Wins : Barclays t/a The Woolwich (Data Protection Act breach costs & compliance) HSBC (on behalf of brother)
Settled Out of Court - £3,874.76 Alliance & Leicester (on behalf of friend)
Settled Out of Court - £723.41