First victory to Lloyds

**BankFodder** · 15th May 2007 11:19

Birmingham county court icon

- this morning.

Judge held that Lloyds icon

' charges are a fee for a service.

Claimant's claim for £2,445 dismissed icon

.
More to follow

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**Curlyben** · 15th May 2007 11:21

**PPMAN159** · 15th May 2007 11:24

A very worrying development.

Do we think that the judge was got at?

**Champnos** · 15th May 2007 11:26

A dear o dear, filing my court case in 24 hours. Still we dont know what was claimed, maybe something else went wrong! Will wait for more info. Did they turn up? blimey!

**davethorp** · 15th May 2007 11:31

Well I won today at least. But that is shocking news. How can the judge justify a fee so high as being a fee for a service?

**jshtr3** · 15th May 2007 11:33

As always I assume the devil will be in the detail. Made my heart sink when I read it though. Really glad I don't live in Brum!

**FunnyMan** · 15th May 2007 11:37

Let us wait to find out what happened in this case.

It would seem to go so against the trend that to think the worst would be premature to say the least.

**TeamD** · 15th May 2007 11:44

One assumes there will be an appeal?

**broke dave** · 15th May 2007 11:54

We need to keep this at the top and find out all of the details.
dave

**bally35** · 15th May 2007 12:08

whaaat????
oh no oh no on oh no!!!!!!!!

**ataction** · 15th May 2007 12:21

Curious this judge seems to be out of the loop. Do you think he banks with Lloyds icon

?

**davethorp** · 15th May 2007 12:26

Might be a shareholder ;-)

**jshtr3** · 15th May 2007 12:29

He may also have listened to the arguments and decided in favour of the bank because he believes their argument is correct. The strangest things happen!!!!

**PKea** · 15th May 2007 12:30

I suppose it all depends on what his POC icon

were.
I wonder where he got his info from?

Does anyone know them?

**FunnyMan** · 15th May 2007 12:36

If this case is appealed could it not be that the bank will be forced to disclose and argue all its defence against the initial claim? I am not sure on this, but if the above is correct then the judge would be forcing the banks hand on this matter.

I may well be well out of the ball park on this but I am looking for a possible reason why the judge might have ruled the way he has (without even knowing the ruling in detail yet of course).

**jshtr3** · 15th May 2007 12:42

If this case is appealed could it not be that the bank will be forced to disclose and argue all its defence against the initial claim?

If this is the case then surely they'd just pay before the appeal, this serving no purpose but a further delay?

**PKea** · 15th May 2007 12:48

Well, He's going to be the most hatest Judge in the UK me thinks.

I'm, glad I'm not filing in Brum, but it must worry some people there who are claiming

**toddle2u** · 15th May 2007 13:04

This is not good news (understatement). I have a Court date in Worcester on Friday!

**PKea** · 15th May 2007 13:06

BBC NEWS | Business | Bank's overdraft charges upheld

**Champnos** · 15th May 2007 13:14

Interesting but i still think the Judge has as Consumer Group commented made a mistake. A banks charge for going over your overdraft icon

is ridiculous, you have an agreed overdraft then they let you go over it in order to make money out of you. If they didnt let you go over they would just bounce the item costing them a mere £2, thus i would hope for a successful appeal on this one. Happier now to proceed with my court claim.

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