Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
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London
NW11 7PE
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  1. 13th May 2007 20:20 #1
    icantlogin icantlogin is offline
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    Question A very old Woolwich Account. Can I claim?

    Hi to all.

    Recently I was clearing out my loft when I came upon some old bank statements that belong to my Husband. They are dated from September 1990 to March 1992. I have totted up the charges levied on the account for this small period and came to a total of £440.00. This account has been closed for some time now and we have also moved house twice.

    Is it possible to try and reclaim these charges?

    The charges were £10 each for bouncing many many items.

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  2. 13th May 2007 22:23 #2
    e28bigalbexley e28bigalbexley is offline
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    Default Re: A very old Woolwich Account. Can I claim?

    Hi Icant,
    Try this http://www.consumeractiongroup.co.uk...y.html?garpg=6

    Look at Sec 32 para 1 (b) and see what you think
    AL

    -------------------------
    CAPITAL ONE * SETTLED*31st Oct 06
    HBOS *SETTLED* 8th Oct 06
    WOOLWICH *SETTLED*12thJan2007
    Monument (Barclays) *SETTLED*10thMar2007
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  3. 13th May 2007 23:03 #3
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    Default Re: A very old Woolwich Account. Can I claim?

    I want to try and claim CI. Does anyone know the interesticon rate from 1992 or do I apply the current interest rate.

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  4. 14th May 2007 13:47 #4
    jowalshy jowalshy is offline
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    Default Re: A very old Woolwich Account. Can I claim?

    interesticon rate = 27.5%

    http://www.consumeractiongroup.co.uk...lates-library/

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  5. 14th May 2007 14:31 #5
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    Default Re: A very old Woolwich Account. Can I claim?

    Could someone let me know the address to send a prelim letter to.

    I have calculated the contactual interesticon rate on £440.00 (charges relate to 1990 - 1992) and the figure seems awfully high (approx £1700.00)

    Also does anyone have a template letter which includes the s.32 of Limitations Act in it as I am claiming beyond the six year limitation?

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  6. 14th May 2007 17:54 #6
    jowalshy jowalshy is offline
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    Default Re: A very old Woolwich Account. Can I claim?

    Any help would be appreciated please.

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