Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE
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  1. 12th May 2007 11:11 #1
    carl1 carl1 is offline
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    Default Offer Letter Received??

    Hello thanks to this site i have managed to get the ball rolling with RBSicon on my current account , charges amounted to £4500 but i have claimed contractual interesticon which moves it to 9000k .and the account was defaulted at 7k mark. Recieved an offer today in response to my lbaicon from Sandys team offering £4400 but no mention of the removal of default (i think its a generic letter) I cant see the wood from the trees at this point, now do i send a partial acceptance letter and mention the removal of default again ,? or reject fully and continue with filing my N1 down at court to face Corbetts, Ideally i would like to meet somewhere in the middle ground ?? any thoughts on this ? :idea:

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  2. 12th May 2007 11:53 #2
    c_allen c_allen is offline
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    Default Re: Offer Letter Received??

    NO DON'T ACCEPT ANY PARTIAL OFFER, EVER. if your going for C/I.
    their not being nice, what their trying to do is seperate the charges from everything else, then you have to go to court for the default removal and C/I only, both of these are very very difficult to prove without the charges issue involved, if you keep your claim whole, then they'll never let your claim see the inside of a court room, they really really don't want to have to show how much it really cost not to pay a D/D, or any of the other penalties. if you let them split your claim, then you might see inside the court room, i'd reject fully, if they pay it into your account, tell then to take it out, if they send you a cheque, send it back.

    OK I GIVE IN

    Halifax £3600 charges, won with C/I £6400

    NatWest S.A.R-05/06/06
    Bug**r all recieved 03/11/06
    Prelim guesimate sent for £3000 03/11/06
    Cr*p one CONNED statements 08/06 ROFLMAO
    Cr*p one charges=£976
    con int 34.9% £1,003.75 £1,979.75.

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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE