Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
You can try! if you think its in the region of £200 then they'll have a look, personally i would follow the tried and tested route, but if you're feeling brave give it a go! good luck either way
I QUESTION THEREFORE I AM!!
Unfortunately i'm not an expert in any given field legally and my advice and that of the Consumer Action Group and the Bank Action Group is given without prejudice and without liability so please if in any doubt whatsoever seek help from an insured qualified professional. Contents of my posts are purely my own personal opinions and not condoned or endorsed in any way, shape or form by CAG. Thank you!
When you say tried and tested way, what do you mean?
I assume this is to pay £10 and then they will dig their heals in until they offer £3 per microfiche.
Then what happens? You report them, and do they then cave in or are you forced to pay £3 and hope to reclaim?
Sorry if I am overlooking something here, but most of the stories I have read over the last few days are hitting a wall with the microfiche.
Just to start this - B'card repaid £60 of the £120 I am claiming and on 11th April I submitted a MCOL, unless they come back by Monday, I can file a default judgement on the Tuesday. Will keep you posted.
Halifax WON X 2, Northern Rock WON, Capital One WON, Marbles WON, HSBC WON
On the 25th october I will be filing a claim for £175.00 Citicards. Just watch it!
Re: Beckett v Barclaycard **ABUSE OF PROCESS STRIKE-OUT!**
What was the judges name? I reckon I probably had the same one. It seems that its beneficial to live in Newbury and Reading at the moment. I also got the same letter.
MBNA **WON** at prelim stage £1518.30
Barclays claim for £1800:- S.A.R - (Subject Access Request) sent 08/12/06 / Prelim sent 20/02/07 / LBA sent 08/03/07 / N1 submitted 29/03/07 / AQ Submitted 11/05/07 / Defence struck out 05/06/07 / Judgement Order filed 07/06/07 /Cheque received and cashed 14/06/07 £2692.00
Re: Beckett v Barclaycard **ABUSE OF PROCESS STRIKE-OUT!**
just called up the legal team, they said it i standard when it gets to court stage for them to send me a letter to sign accepting their offer of the full amount which he is faxing. I cant beleive how structured their process is. I feel i am on a conveyer belt of proceedures. I think that is great news for all. no threatening tone, or threat of court etc.
Halifax WON X 2, Northern Rock WON, Capital One WON, Marbles WON, HSBC WON
On the 25th october I will be filing a claim for £175.00 Citicards. Just watch it!
Re: Beckett v Barclaycard **ABUSE OF PROCESS STRIKE-OUT!**
no letter despite it being promised on the fax 24hrs ago. will be sending the judgement request tomorrow to the courts to grant me my money. why do my threads never get replies. feel so unloved
Halifax WON X 2, Northern Rock WON, Capital One WON, Marbles WON, HSBC WON
On the 25th october I will be filing a claim for £175.00 Citicards. Just watch it!
Beckett v Barclaycard **ABUSE OF PROCESS STRIKE-OUT!**
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