Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    delta666 Novitiate

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    Smile credit card company

    I used to work for a well know company and i was always told not to refund any charges unless they whinged or complained enough to give them back. So that is what i used to do. I wasnt comftable with so i left after 3 months of being there. Hope this helps

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  2. #2
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    powelll Informative powelll Informative powelll Informative powelll's Avatar

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    Default Re: credit card company

    I think lots of companies have this kind of 'policy' although they never admit to it. I know when I worked for a big company we had a log of any refunds or gestures of goodwill we gave and this was brought up in our appraisals ( which were linked to our pay ) and highlighted if they felt it was unreasonable.

    Good on you for leaving; hope you got a good job to take it's place


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    remus Informative remus Informative remus's Avatar

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    Default Re: credit card company

    Hi
    I am horrified that they put the onus of charge refunds onto the staff in such a way
    I was never involved in the actual return of charges, but do know that charges/refunds form part of the Banks buisness, and thus the Manager has to balance the books, and gets brownie points if the refund quota is not used up.
    Speaking to a lady from TalkTalk, she said "as I have not used my refund today, you may have it" bless her, the fact it was their fault!*$!

    Workers and customers alike are being held up to ransom with charges

    I'm speechless

    delta666+powell I feel for you being put in that position, as it sooo easy as a customer to take it out on the person you are speaking to

    The best to you both

    LTSB court date 25/7/07
    17/7/07 I WON I WON I WON!!!! :grin:
    HSBC court date 11/9/07 (stayed)
    CapOne lba 7/1/08-15/3/08 WON.
    Citicards lba 14/1/08

    Read Read and Read Some More

    If I've been helpful in anyway please tip my scales

    Please note that this advice is given informally, without liability and without prejudice. Seek the advice of an insured qualified professional if you have any doubts.


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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE