Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
hi folks new to all this and not very good with computers :?
basically i trawled through 6 years of statements and found £3000 worth of referral fees where i have gone over my limit,i take it these are the charges when you go overdrawn.
are these the charges you can reclaim or is it just the fees for the bank sending a direct debit back ?
can you claim back for all these referral fees,many thanks in advance,
Mr Confused !
ps i sent a registered letter with copies of statements to Barclays today with template letter but just a bit worried as i don`t want to look stupid and it seems to good to be true
hi folks new to all this and not very good with computers :?
basically i trawled through 6 years of statements and found £3000 worth of referral fees where i have gone over my limit,i take it these are the charges when you go overdrawn.
are these the charges you can reclaim or is it just the fees for the bank sending a direct debit back ?
can you claim back for all these referral fees,many thanks in advance,
Mr Confused !
ps i sent a registered letter with copies of statements to Barclays today with template letter but just a bit worried as i don`t want to look stupid and it seems to good to be true
It sounds like part of Barclays standard defence .... im sure they will settle in full just before the court date ..... but you might want to wait for someone with more experience to answer
Hope that helps ... Saint
Threads merged, please stay on 1 thread per claim, it makes things easier to follow.
They have 3 choices:
1 - Admit the charges are unlawful, then you tell them that you're happy to let the judge decide if some of the charges are statute-barred or not.
2 - Pay up as a "goodwill gesture" or because it is "uneconomical to defend", in which case what does have the 6 yrs limit have to do with it? They are paying to make you go away, and only full payment of ALL charges will make that happen.
3) They can try to scare you into going away by feeding you some lines of legalese.
Which one do you think they're doing?
Apologies to people who I was in the process of helping, I may be gone some time.
Cohen's: WON (discontinued) DLC: Given up, gone away. Eversheds: Trying! Equidebt: In default Intrum J: Return to OC iQor: Stopped paying. Link: In default. ScotCall: Return to OC Thames: Stopped paying.
I am NOT a legal or financial expert. There are many CAG members and staff who are better qualified. Please do not make major decisions based on my advice alone.
Firstly, this is a fab site so thank you to everyone for making it happen and keeping it going.
Secondly, I've just recieved a notice that my case is being transferred to county court as Barclays have submitted a defence. Is this normal and, having read many of the threads, do I just sit tight and wait for the offer?
Also, what's the chances of claiming punitive damages? I know there's a high profile case going through the courts at the moment but does anyone have any experience of going further than just the charges?
Firstly, this is a fab site so thank you to everyone for making it happen and keeping it going.
Secondly, I've just recieved a notice that my case is being transferred to county court as Barclays have submitted a defence. Is this normal and, having read many of the threads, do I just sit tight and wait for the offer?
Also, what's the chances of claiming punitive damages? I know there's a high profile case going through the courts at the moment but does anyone have any experience of going further than just the charges?
Once again, thanks for all your help.
Its much better if you start your own thread then you arnt hijacking someone elses thread .. its normal for B's to submit a defence
Recieved notice of transfer proceedings today (going to epsom cc)
Couple of questions
without hearing ? it says the filing of an allocation questionnaire be dispensed with in this case unless the district judge at the court of transfer orders otherwise ?
What does this mean and do i now just wait for the allocation questionnaire now as i recieved notice of transfer and a defence and counter claim form /
I take it i have nothing to sign (by the looks of it) do i just wait now until the court write to me again /
Not being stupid just frightened i will mess up.
I am reading up everywhere on the site just if someone could kickstart me off i will be eternally grateful................c heers
you wont get an aq through, the courts are trying to speed things along. back to the waiting game but you could always start thinking about your court bundle as thats one of the next steps after the court has got back to you.
CHEERS Rooster, looking at things that are not there i think,(beginning to panic) what is the best thread for showing me what i should start putting into my bundle for court ?...... many thanks again
Hi I claimed through MCOL and was just transfered to my local court and although the aq has been dispensed with, today i recieved a request to pay £100 so off to the court tomorrow to pay. This will probably happen to you too, so be prepared
cheers you two......... let me know how you are getting on Cazkat as we are at the same stage !!
I got £220 of Halifax so i suppose i have nothing to lose (this one is nearly 4k)
1 The particulars of claim do not provide details of the precise charges alleged to have been unlawful etc etc ( i sent highlighted statements back which showed the fees,do not say Barclays took them but who else would ?)
bigal75 v Barclays. ** WON **
of statements and found £3000 worth of referral fees where i have gone over my limit,i take it these are the charges when you go overdrawn.
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Re: barclays
Originally Posted by bigal75
Going to court
Re: Going to court
