Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    topman06 Novitiate

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    Default need help with A&L claim

    I wrote to A&L requesting previous statements, which i received.

    I then wrote off requesting the money back.

    I have today received a standard letter, telling me that i have not been charged unfairly.

    please can someone kindly tell me what my next step is.

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  2. #2
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    mochamoo Novitiate

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    Default Re: need help with A&L claim

    All the steps in this link


    Good Luck

    Have a read of the faqs as well to make sure you know all the in's and outs of bank charges claims.


  3. #3
    ChloeJane
    Guest

    Default Re: need help with A&L claim

    Hi there,



    This is appears a standard response and as this is your claim you can choose to manage it as you like.

    This is merely a delay tactic by them to slow down the process of your claim.

    I would send them the letter before actionicon which gives them 14 days.

    A link is here.

    3. Letter before action - Consumer version - asking for it back

    Send the letter off and wait the 14 days!


    As you are so on target, thought I would give you some extra reading for the next step, so as soon as you get a response back, or hear nothing...
    you can file.

    INFORMATION ON FILING IN COURT

    Fees

    You can apply for an exemption through the court when you file your claim so it is worth a read and if in hardship, worth applying.

    http://www.hmcourts-service.gov.uk/H...fl ets_id=172


    Money claim online - OFFERS NO FEE EXEMPTION
    5. Money Claim On-Line (MCOL) Particulars of Claim


    http://www.consumeractiongroup.c o.uk/forum/site-questions-suggestions/71369-getting-mcol-right.html


    N1 at your local court. Preferred - fee exemption allowed.
    4. Particulars of claim - N1 - hard copy version


    Reading the above and having informed choices so your confident and know what suits you is why I have added the information, so you can ask questions till the waiting time for a reply to the letter is up.

    Happy reading and all the best with your claim!

    CJ



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE