Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Hi, I have followed the site's advice closely - using the recommended letter formats, and sticking to the timescales. The only responses I have had to date from Woolwich have been standard letters thanking me for my time etc.. & telling me when they will respond (which seems to be a lot later than the timescales suggested on the site - which are the ones I have used). The responses have typically been just a few days after the last escalation date was reached.
Anyway, I have just made my claim on line and sent the required letter with schedule of charges to the court. So, my questions are:
What should I prepare for my court bundle
What exactly is an allocation questionnaire
How should I respond if I were to receive a partial offer now that the claim to court has been started. I have made sure at every step that the Bank had a clear letter of my intentions. I have also sent them a letter notifying them of the imminent court action including the reference number, schedule of charges (again) and interest calculations. Is there anything else should prepare - any advice will be much appreciated.
Thanks
Hope to be able to keep you posted on a successful outcome.
Don't worry about the court bundle, yet. If they settle before court, then you won't need it and it will save you about 400 sheets of printing.
The allocation questionaire is not always required now with claims made through MCOL. If the courts do require it, then they will let you know.
If you receive a partial offer and you consider it insufficient, you can accept it as a partial settlement with the clear understanding that you will be pursuing the balance in court. You will find suitable letter templates for this in the letter templates library.
Good luck.
Regards, Rooster.
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Hi I got a response today from Woolwich offering to pay the full amount - but not mentioning the interest incurred nor the court costs. They are apparently going to pay it directly into my account. (which feels like a hollow result as I got a letter saying it was now closed to become a Barclays account but they havent sent me any new bank details!!).
I have drafted a response using the template on http://www.consumeractiongroup.co.uk...ng-offers.html letter 5 was close to what I needed, but I am still wondering if I can pursue them for the costs and interest.
My notice of issue states that the defendant has until 27th to reply. (which has now been done). Should I ask the bank to repay these other costs or should I ask the court to "enter judgement" - and does this mean the court tells the bank to pay costs and interest.
My claim was issued on May 8th and served on the 13th. The bank had until 27th to reply. In the intervening period they offered a settlement which excluded costs and court fees. I have hread nothing from the bank - what do I do now to proceed? Can I now ask the court to enter judgement & how do I do this?
gca vs Woolwich
calculations. Is there anything else should prepare - any advice will be much appreciated.
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Can I now ask the court to enter judgement & how do I do this?