Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    rachyd86 Novitiate

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    Smile Received response from bank - HELP!

    Hi everyone,
    Well I am currently in the process of claiming from HSBCicon, but I'mma bit confused as to what I do now. I got all my statements, added it all up etc etc, asked for the money back using the standard letter giving them 14 days to respond etc, now I have received a letter (which is obviously a normal bog-standard letter) along the lines of 'We are looking into your query, please allow us a further 14 days by which time we will respond to your query'. What a joke! But what do I do now? Do I send a letter before actionicon now or do I wait for 14 days as they've said? Any advice would be greatly appreciated!!

    Thanks,
    Rach

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  2. #2
    ChloeJane
    Guest

    Default Re: Received response from bank - HELP!

    Hi there!

    This is appears a standard response and as this is your claim you can choose to manage it as you like.

    This is merely a delay tactic by them to slow down the process of your claim.

    I would send them the letter before actionicon which gives them 14 days.

    A link is here.3. Letter before action - Consumer version - asking for it back

    Send the letter off and wait the 14 days!

    If you send the letter off, spend the time till they reply reading up on how to claim via the court and read into which way you might claim.


    Court information Reading - whats best for you

    You can apply for an exemption through the court when you file your claim to not have to pay fees - so it is worth a read and if in hardship, worth applying.

    http://www.hmcourts-service.gov.uk/H...fl ets_id=172


    Money claim online - No exemptions allowed

    5. Money Claim On-Line (MCOL) Particulars of Claim

    N1 at your local court. - Fee Exemption allowed.

    4. Particulars of claim - N1 - hard copy

    That should keep you reading and informed for the next step after the letter.

    All the best,

    CJ




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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE