Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I, ve sent off for my credit agreement and i'm going to send off for my SAR from direct line visa. They have not contacted me for 3 years but i pay them a small amount every month on a dmp with CCCS.They Defaulted me in 2003 but i've just recieved my credit files from all 3 agencys and there's no mention of Direct Line (or RBS cos i think direct line are owned by RBS) on any credit reference agency not even the default notice. Dont know what to do. The same applies to Yorkhire Bank credit card(not on any agency even though defaulted) Can anybody explain please.