Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    kimbers100 Novitiate

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    Jun 2006
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    Default How do you claim back for closed accounts?

    Hi

    I have looked all around on the site to no avail and was wondering how to claim back charges for old accounts.

    I/my family have closed accounts which we have no info about but were charged unfairly on.

    Also, on a couple of them, because I moved around address a lot in a short time I dont even know where I lived (it's years ago.)

    Can I still pursue these accounts?

    Thanks
    Kimbers

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  2. #2
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    c_allen Informative c_allen Informative c_allen's Avatar

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    Jul 2006
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    Default Re: How do you claim back for closed accounts?

    yes but you'll have to find out the acc number, try asking the bank, but they are normally reluctant to do this, i'd go to the branch you opened the account with, and say that the tax man wants info off you, or something like that, don't mention claiming to them, or check old bills for dd tranfers, account number should be there somewhere

    OK I GIVE IN

    Halifax £3600 charges, won with C/I £6400

    NatWest S.A.R-05/06/06
    Bug**r all recieved 03/11/06
    Prelim guesimate sent for £3000 03/11/06
    Cr*p one CONNED statements 08/06 ROFLMAO
    Cr*p one charges=£976
    con int 34.9% £1,003.75 £1,979.75.


  3. #3
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    jubaxt Novitiate

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    Apr 2007
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    Default Re: How do you claim back for closed accounts?

    hi-i had this problem eith an old Halifaxicon account-sent a SARicon with my date of birth and previous address on it-nothing back from them yet-but, in the meantime -low and behold found the account no on an old mortgageicon application photocopy-

    lloyds S.A.R -sent 04/04/200
    statements received 11/05/2007
    prelim-14/05/2007 -£4987
    lba-30/05/2007
    n1-20/07/2007

    Co-Op prelim sent-20/04/2007-£136.50
    settled in full

    goldfish prelim-27/06/2007

    capital one -deemed served -01/07/2007
    settlement without cci offered 17/07/2007

    halifax prelim-17/07/2007

    aqua--prelim-13/07/2007

    welcome-prelim-30/06/2007
    lba-14/07/2007


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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE