Bank Charges

**sergeant514** · 8th May 2007 23:46

Good Evening everyone,
I am new to this game, including the PC, so please excuse spelling and typo icon

's.

I have read a lot about the claiming of charges and fighting back against the bank (Nat West). But after looking tonight for the last two hours...I still don't know what exactly I can claim against.

I have done the first stage, asked for the statements for the last 6 years icon

, and got them this morning.....now I'm stuck.
I've looked through and come up with 5 items that I hope you all can help me with.
Can I claim against: Personal Loan interest icon

; Interest Due (that's al it says on the statement); Unarranged Borrowing Fee;Debit Interest and Paid Referral Fee. There are also monthly 'Interest' and 'Charges', do these count as well?
Sorry if the first introductory message is a long and boring one, but thanks for reading.

Regards
The Serge.

Similar Threads:

ChloeJane · 8th May 2007 23:51

Hi there!!

Yes it can seem a lot to digest to know what you can and can't claim.

I would suggest that you try this link -

http://www.consumeractiongroup.co.uk...s.html?garpg=6

It makes it clear of what you can and can't claim.

I hope this makes it clearer.

Just a thought so you can get much more help i would suggest you start a thread in the Natwest icon

forum. Lots of people there are more familiar with the terms and there are links above to really useful Natwest information.

Click here -
http://www.consumeractiongroup.co.uk.../natwest-bank/

Copy and paste what you have said here in this forum and you will find lots of Natwest claimants to support any further questions!

All the best with your claim.

CJ

**Deller** · 9th May 2007 09:18

Hi and welcome to the site,

You've definately taken the first step into claiming back what's rightfully yours.

Spend time reading the FAQ's and the Step by Step guide as this will stop you making mistakes along the way. Use the letters and spreadsheets in the templates library icon

as these have all been tried and tested in successful claims. Read as many threads as you can especially ones that relate to your bank. This is a SELF HELP site and won’t do the work involved for you. However, everything you need is on here somewhere.

Don't be afraid to ask any questions, no matter how stupid they may seem, but please remember that any advice that you receive is normally based on experience only and that you should seek expert advice if required.

Once you start the process of your claim remember to open a thread in the relative bank forum, this will enable you, and others helping you, to keep track of your claim.

All the best in your claim!!

DELLER

Useful links to help with your claim

FAQ’s
http://www.consumeractiongroup.c o.uk/forum/faqs-please-read-these/

Letter Templates
http://www.consumeractiongroup.c o.uk/forum/bank-templates-library/

interest Spreadsheet
http://www.consumeractiongroup.c o.uk/forum/bank-templates-library/182-6-interest-calculation-spreadsheets.html

Court N1 form
http://www.consumeractiongroup.c o.uk/forum/bank-templates-library/681-4-particulars-claim-n1.html

Mcol Particulars of Claim
http://www.consumeractiongroup.c o.uk/forum/bank-templates-library/34887-5-money-claim-line.html

**sergeant514** · 27th September 2007 18:11

Eveing everyone,

Hope we are all well and biting back. Sucess stories:
Marbles (after a FIGHT) - WON
Capital One icon

- WON
Mint - WON

:grin: :grin: :grin:
These total only a little amount, but I do feel that benefit of the £500 is better in my pocket, rather than theirs.

I see that Martin has published the Court date for the Bank Charges, but this still leaves us all waiting a further year or more. Is there anyone out there who has been sucessful with turning a court 'stay'??

Keep at them, they will fall.

The Sarge

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