Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
my husband and i have separated , we have a joint account which i opened in 1993 , i havnt taken my name off the account as i wanted to reclaim my bank charges ( i do not use the account at all and have a separate one with a differant bank )
i am now panicking as i am at the court stage , i am waiting for them to put in a defence and i DONT want them to just pay the money into the bank account , my ex said at first he would give me the money but now i am doubting he will, should i
a. take my name off the account and continue as before and wait for them to contact me ?
b. call them to advise if they settle i will need a chq
c. nothing and pray i get to the account before ex when they pay up ??
i will go mad if after all this he gets all the charges back..please help i really need this money back as ex gives us virtually nil,
a sort of fire-fighting role here. Hate HFC & their past compulsory PPI ethos
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Re: help please ....account issues........
request it is paid by cheque as you have other debts to pay & as its YOUR money they unlawfully took from you, you should be able to decide to whom it goes too
dx100uk
GETTING THREAT_O_TEXTS OR SPOOF BAILIFF CALL FROM M T COLLECT read here
7. Thinking of a Full & Final Settlement?Read Here
my views are my own...seek legal advice if ness
NEVER EVER - act on a private message asking you to visit another website, make contact 'off list' or by telephone
- alert the siteteam IMMEDIATELY by hitting the black warning triangle on any message - Particularly if this results in a request to pay a fee to help you.
rather than hittting to be my friend - hit the star
at what point should i say this as i have read of many just checking there accounts to find the money sitting there, should i write to them now ?
( sorry to be so thick lol)
Hi disney, I would write immediately (registered post for just an extra 70 pence) PLUS I would email them (copy and paste letter you're sending). That way, they have no defence to say they credited the funds to account because there was "regrettably a cross over in post with Ms xx request".
More and more, I hear of the Woolwich claiming that letters/action have occured then mysteriously leters arrive with claimants the next day after they complain - many letters would *appear* to be backdated to tally up with what customers are being told on the phones. I've recently had personal experience of this so have begun emailing as a back up of all hardcopy correspondence I send.
Emails are admissable in court as documentary evidence of actions or lack of
help please ....account issues........
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