Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
yeah i have just submitted my 2nd claim against the Halifax....was issued on the 24th........so we will just wait and see.......but if my recent telephone conversation with Sarah Green was anything to go by, i wouild expect payment within 2 weeks.........she said to me that they weren't going to court because it's small claims and they couldn't recoup their costs........then she tried to say that she didn't have to pay interest....so i informed her that if she didn't pay full amount, plus interest, plus fee, then i would see her in court......she got kinda flustered, and told me they weren't going to court........they want to avoid court at all costs....small claims is just an excuse for them....i even offered to put in further claims through fast track procedure (limited costs to succesful party of around £500)..hee hee....she still didnt exntertain me !!
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Halifax - Total £2116 - Plus approx £300 in interest plus fees for 3 small claims...settled all within 3 weeks of claim.....Now for the mortgage..... Clydesdale Bank - Credit Card - Sent Data Protection Act - Awaiting statements Clydesdale Bank - Current Account - Awaiting statements
yeah i have just submitted my 2nd claim against the Halifax....was issued on the 24th........so we will just wait and see.......but if my recent telephone conversation with Sarah Green was anything to go by, i wouild expect payment within 2 weeks.........she said to me that they weren't going to court because it's small claims and they couldn't recoup their costs........then she tried to say that she didn't have to pay interest....so i informed her that if she didn't pay full amount, plus interest, plus fee, then i would see her in court......she got kinda flustered, and told me they weren't going to court........they want to avoid court at all costs....small claims is just an excuse for them....i even offered to put in further claims through fast track procedure (limited costs to succesful party of around £500)..hee hee....she still didnt exntertain me !!
Ha Ha............brilliant stuff.........
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Just out of interest (no pun intended).........who is Sarah Green ?
Was the telephone contact initiated by you or them ?
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Sarah Green works with Halifax's Legal dept...they phoned me on my mobile...several times...'withheld number'.....eventually i decided to answer it.....then she spouted forth with her legal jargon....trying to intimidate me i think....but it didn't work !! so i will be expecting a similar call this time......
They must know by now.....don't upset a Scotman......especially where money is concerned !! lol
IF YOU FEEL I HAVE HELPED YOU IN REPLYING TO YOUR POST, CAN YOU CLICK ON THE SCALES AND LET ME KNOW
Halifax - Total £2116 - Plus approx £300 in interest plus fees for 3 small claims...settled all within 3 weeks of claim.....Now for the mortgage..... Clydesdale Bank - Credit Card - Sent Data Protection Act - Awaiting statements Clydesdale Bank - Current Account - Awaiting statements
Sarah Green works with Halifax's Legal dept...they phoned me on my mobile...several times...'withheld number'.....eventually i decided to answer it.....then she spouted forth with her legal jargon....trying to intimidate me i think....but it didn't work !! so i will be expecting a similar call this time......
They must know by now.....don't upset a Scotman......especially where money is concerned !! lol
Only one thing worse...........putting anything in the Whisky !!
If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.Private message facilities are offered for users to communicate issues that are/or could be seen to be inappropriate for posting on the main forum.Site rules explain this in more detail.If you are approached by private message with a view to asking you to visit another website,please inform the site team via the report icon. Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed. Donations help CAG to help YOU Click here
i dont mind them putting something in the whisky...as long as it's more whisky !
IF YOU FEEL I HAVE HELPED YOU IN REPLYING TO YOUR POST, CAN YOU CLICK ON THE SCALES AND LET ME KNOW
Halifax - Total £2116 - Plus approx £300 in interest plus fees for 3 small claims...settled all within 3 weeks of claim.....Now for the mortgage..... Clydesdale Bank - Credit Card - Sent Data Protection Act - Awaiting statements Clydesdale Bank - Current Account - Awaiting statements
I have had three refunds from HSBC, and expect a fourth in the next week or so, That said, the main one involved a claim in court, whilst the rest were a result of sabre-rattling.
But good luck nonetheless...
Alecto, Magaera et Tisiphone: Nemesis on Earth is come.
All advice and opinions given by Spiceskull are personal, and are not endorsed by Consumer Action Group or Bank Action Group. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.
successful further claims?
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Originally Posted by scotia
