Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


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  1. 28th May 2006 22:07 #1
    moores2525 moores2525 is offline
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    Default Raising an N1 County Court claim - what are the odds of ending up in court?

    Hi All,

    I'm at the beginning of the process of raising a N1 form county courticon claim against a bank and was wondering if anyone has any experience of the whole scenario.

    What are the chances of ending up in court? Do the banks tend to settle in full out of court? How can I estimate interesticon on charges claimed back if the bank has not provided the dates of charges and only a number of missed / late payment fees?

    I'm presuming as the bank has not supplied full DPA details I should be claiming to the court that I could only estimate charges due to the bank's non-complience?

    thanks,
    Moores2525

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  2. 28th May 2006 22:11 #2
    alanfromderby alanfromderby is offline
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    Default Re: Raising an N1 County Court claim - what are the odds of ending up in court?

    All these issues have been answered within the forum, and the FAQ's.

    Alan, Derby, UK.



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  3. 28th May 2006 22:32 #3
    Alleycat Alleycat is offline
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    Default Re: Raising an N1 County Court claim - what are the odds of ending up in court?

    I agree with Alan. Have a mooch about on some of the banks boards and read some of the longer threads, there is a lot of useful info regarding people's individual claims.

    There doesn't seem to be any rhyme or reason with any of the banks though to be honest.

    Don't forget to contribute to the CAG. Without them we would probably still be drafting our prelim letters.

    OH Cap One - £436/ So far received £40. MCOL submitted 17/7/06. Caved 4/8/06 for full amount!!!
    OH Monument - £140, claim filed 8th May. Requested judgement by default, settled in full 4th July via out of court settlement (see thread). Total £192ish received.
    Me Barclays - £630. Received letter 13th May offering £300 full and final (they can bog off). Claim filed 16th May. Acknowledgement of Service filed 22nd May to defend all of the claim. Allocation Questionnaire completed and Stay been ordered by Judge on 18/7/06!!!
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