Hi
I'm new to all of this, but I followed the procedure and sent preliminary approach for payment. HBOSowe me £1242. I got a phone call
offering me £120 which I declined, he then offered me £360 and put that in writing with a standard letter saying it costs them , blah blah blah. I'm obviously going to reject this and sent the next letter the lba
and give them the next 14 days. Here's hoping this will aid them to a quick refund or it's off to the Scottish Courts! Anyone had success with Bank of Scotland?



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