Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE
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  1. 28th May 2006 18:14 #1
    SHARON ROBINSON SHARON ROBINSON is offline
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    Default Have I ruined my Chances?

    I made a mistake by sending the letter before actionicon out instead of the preliminary request for repayment. Just got too excited when I got my list of charges back and got to work straight away without thinking it through. I've received a letter back saying that they are sorry I'm unhappy and are looking into it, but my 14 days notice are coming to an end. Do I need to put a claim in straight away? Sorry if this is covered somewhere else but I looked through the FAQs before I posted this.

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  2. 28th May 2006 18:24 #2
    jonni2bad jonni2bad is offline
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    Default Re: Have I ruined my Chances?

    You've not ruined your chances, but clearly should have taken more time to read, and understand, the FAQ section.

    But, spilt milk and all that......

    When your deadline expires, send the lbaicon again, and reword it slightly to show that you are offering another 14 days for them to reconsider.

    Use that time to catch up on the process, making sure you're up to speed

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    Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.


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  3. 28th May 2006 20:10 #3
    BankFodder BankFodder is offline
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    Default Re: Have I ruined my Chances?

    Also you need to ask is why you send the wrong letter. Are you familiar with the forum material? Have you done your reading?

    This is not money for nothing. It is not a get rich quick scheme. It is a serious business which could lead you into a court case. We need to understand what you're doing and why you're doing it. If you end up having to claim then sending the wrong letters or wrong documents is going to cause you problems. Maybe you need to review your situation before you proceed

    Please don't pm me about specific questions unless you have posted and it has not been dealt with or unless the matter is confidential.
    Please include a link to the post you want me to look at. If you have received a defence, contact me.
    Advice & opinions of BankFodder, The Consumer Action Group and The Bank Action Group are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.
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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE