Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



+ Reply to Thread
Results 1 to 9 of 9
  1. #1
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    Pedro55 Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Apr 2007
    Posts
    9

    Cool Just got going!!!

    Hi all!!!

    Just sent off my Subject access requesticon last week (30 April 2007). I wouldn't even have started without this site!
    Can anybody tell me if there any major pitfall dealing with Royal Bank of Scotlandicon? (closing accounts etc.)
    Also, I don't seem to be able to access the spreadsheet to calculate my charges and interesticon.
    I'll let you all know how I get on!!


  2. #2
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    woolfie Novitiate woolfie's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Mar 2006
    Posts
    254

    Default Re: Just got going!!!

    My claim was dealt with very swiftly by them and i have not had any accounts closed. All the best Pedro.


    W

    If you are happy with the advice i have given please click the scales of justice above and give me a vote!! Thanks.

    Advice & opinions given by Woolfie are my own, and are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.




    Barclaycard 1- £520 claimed – settled
    Barclaycard 2- £435 claimed - sett;ed
    RBOS 1 £190 claimed - settled
    RBOS 2 £6500 claimed initial letter sent 26/6/6
    EGG £300 claimed – LBA sent 22nd June
    Capital 1 £200 claimed – settled

  3. #3
    Classic Account Holder
    Help the CAG!!
    Make a contribution
    isidore Informative isidore Informative isidore Informative isidore's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Aug 2006
    I am in
    South Wales
    Posts
    1,616

    Default Re: Just got going!!!

    Most common thing right now is delaying tactics.

    Ensure you keep to your timescales regardless of how long they tell you they are going to take.

    If you need access to a spreadsheet, try this one

    http://www.consumeractiongroup.co.uk...readsheet.html

    Go further through the thread as there is a version 1.9 further along.

    If my post has been useful, tip my scales and let me know

    Always start with the User guide!
    Stuck with RBS charges? Click here!!

    RBS CA1 £2794 SETTLED!!! RBS CA2 £503 SETTLED!!! HBOS CC £498 SETTLED!!! Barclaycard £705 (with CCI) ONGOING!!! NATWEST CA ONGOING!!! LLOYDS CA x 2, CC, LOAN ONGOING!!! HFC LOAN ONGOING!!!

  4. #4
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    Atlantic Novitiate Atlantic's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Dec 2006
    I am in
    london
    Posts
    274

    Default Re: Just got going!!!

    yes - from what I'm experiencing I reckon T4FF's right - delaying tactics (in whatever form it takes) is most serious tactic they use. From what I've read in this RBSicon forum it doesn't sound as "dirty" (dirty tricks) as with Barclaysicon or Barclaycard........ so keep the faith!

    They've so far strung me along, albeit over a big claim, and I'm on the verge of completing my N1 form and taking them to court......

    Just make sure you "...cross all your t's and dot all your i's" with them in all your correspondence and you shouldn't have too much trouble...... says me nervous in anticipation of my local court house and making my first ever court debut!


  5. #5
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    Atlantic Novitiate Atlantic's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Dec 2006
    I am in
    london
    Posts
    274

    Default Re: Just got going!!!

    This entire website is a real godsend in terms of collectively putting all our heads together and giving advice.

    I've found both threads and comments so so useful....... and people are really friendly and helpful....


  6. #6
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    Ed_P Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Oct 2006
    Posts
    8

    Default Re: Just got going!!!

    Quote Originally Posted by Pedro55 View Post
    Hi all!!!

    Just sent off my Subject access requesticon last week (30 April 2007). I wouldn't even have started without this site!
    Totally agree with your sentiments about the site. You're on roughly the same timescale as me! Race ya!

    Good luck!


  7. #7
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    Pedro55 Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Apr 2007
    Posts
    9

    Cool Re: Just got going!!!

    Hi All!!

    Sorry for not replying to anyone who posted here, I can see that some people have but for some reason I can't access them!! Maybe I'm not set-up correctly or something. Any advice welcome. (But I probably won't be able to read it!!!!) I might try unregistering from the site and then reregistering. Thanks to anyone who contributed. If I get sorted out I'll let you know. Thanks again!!!!!!!!!!!!


  8. #8
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    Pedro55 Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Apr 2007
    Posts
    9

    Default Re: Just got going!!!

    Hang on a minute!!!! I just posted that last post and all the replies showed up!


  9. #9
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    Pedro55 Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Apr 2007
    Posts
    9

    Cool Re: Just got going!!!

    A friend of mine has made two successful claims (one RBSicon, the other one I forget). He did have trouble with The Yorkshire Bankicon though. They sent him a cheque for nowhere near the amount he was claiming and saying "Full and finalicon payment" If he would have cashed it I think that would have been the end of his Claim. He sent the cheque back. He showed me the court application papers, but I think they'll settle before that. so watch out for that trick!
    Thanks again all!

    Oh, and Ed P, You got A race on your hands !!!!!!!



Browsealoud
Video Tour



Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE