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Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.
OK, will be 14 days tommorow since she handed in letter requesting repayment of charges. So far, no action taken whatsoever by HSBC.
Assuming they don't respond today or tomorrow, we were going to write another letter to HSBC with a completed claim form N1 attached giving them another 14 days.
Just wondered if anyone had any ideas that might be more effective?
OK, will be 14 days tommorow since she handed in letter requesting repayment of charges. So far, no action taken whatsoever by HSBC.
Assuming they don't respond today or tomorrow, we were going to write another letter to HSBC with a completed claim form N1 attached giving them another 14 days.
Just wondered if anyone had any ideas that might be more effective?
did you go straight to the lba letter wthout the preliminary first, and why do you send the n1 to hsbc?
HSBC- £4995, settled payment in full
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My suggestion would be not to get too cocksure. Sending a copy of a completed N1 form only serves to give the bank additional notification of the particulars of claim (and thus prepare to acknowledge and defend the case) - and secondly, in my opinion, there is no justification for appearing more legally adept and knowledgable than is absolutely necessary... the banks have seven figure salaried, in-house legal teams, and are far more adept at handling legal matters than the typical customer/layman - and do not need to be aggravated unduly! better to just follow due process and a slightly less agressive tact - it will be just as effective I assure you.
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HSBC 2 claims amalgamated. £1195. settled in full prior to filing claim.
BARCLAYS settled in full 2 days prior to submission of defence by Barclays
CAP ONE settled in full on day 14 of LBA (£210)
HSBC got back with an offer today for £820. Explained to girlfriend that the only reason they're offering her £820 is because they know they'd have to pay the full £940 if she pressed a bit harder.
However she's decided to take the £820 to bring matters to a swift conclusion as she's soon off to Eastern Europe travelling for several weeks.
Thanks for all your help - donation on its way soon.
Re: Forcels's girlfriend vs HSBC - SETTLED IN FULL
CONGRATULATIONS
This is great news, well done.
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Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.
Forcels's girlfriend vs HSBC - SETTLED IN FULL
fee waived
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Originally Posted by forcels
