Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Barclays have been sneaky. Their defence was faxed over on 27/04, the date due was 28/04. The court told me they received it on 30/04, but the fax date was 27/04. (dam Saturdays !), and I am now in receipt of the aq (no problem there).
However, Barclays are now closing my account because of their 'unlawful charges' have given me a O/D (not a great amount - three figures) which I cannot pay as currently on benefit. They did not like the token offer (as advised by CAB), hence the notice of closure. To add to this I also have one of those 'resolve loans' again for their charges which caused a four figure O/D previously. I also think it maybe some sort of retaliation.
I was thinking of writing a letter objecting to these closures, as after all they are 'blessed bank charges'..... Advice, pretty please.
I'm in the same situation with Barclays. They sent me termination notice because of OD, I offered £10 a month they refused and then sent my account to in house collection team (who are very helpful). I was told by collection team to phone customer relations who then refused to accept acc was in dispute even though I had filed N1 at court. As far as they were concerned my complaint was settled when I they received rejection letter to their crap offer. However, as I said collection team are great they have reinstated my overdraft so I'm not getting charged higher interest rate as long as I pay £10 a month and inform them when I get court date.
I sent my aq back on the 20th April (had to be by 27th April) just waiting for court date.
Sorry post is so long.
madhouse5
Barclays bank - £1260.00 Settled for £1774.20 - 7th June 2007
MBNA - £1994.46 - inc contractual int Settled for £2024.00 - 16th April 2007
First Direct - £1147.00 Settled for £1147.00 - 1st May 2007
Capital One - £802.83 - inc contractual int Prelim sent - 28th March 2007 LBA sent - 19th April 2007
I found some of the collection team were aggressive, most were helpful. The advice did differed. I was paying £10 a month (for OD & Resolve) but it was not enough. That was very difficult being unemployed. Up a gear after the weekend ! What cheeses me off is it all dam bank charges ! It just makes you want to spit !!!!
Have now received my hearing date in court - 3rd July 2007, the notification letter also states "and should take no longer than 5 minutes". Has anyone else had this put on their notice.
Anyone ... I am 'doing my pieces' ... loss of sleep, stressed, etc.
Why are you stressing? It's all going according to plan so far, so don't panic.
Yes, all directions letter state a time, and I'm thinking if the judge says 5 mns, it probably means he's expecting the bank to settle beforehand, and doesn't want to waste some of his time allocating too much time to the hearing. ;-)
Apologies to people who I was in the process of helping, I may be gone some time.
I am sorry about the threads Bookworm, not very good at this.
Anything like this I find scary ! I am hoping that is the case, but no one can tell what will or will not happen. I will keep my fingers crossed.
You could try ringing Barclays litigation team under the pretext of finding out who is dealing with your claim inform them you have a court date you never know they might be willing to settle
if you've got your court date you could try ringing the litigation team, they seem to be settling at the moment
28/2/07 Sent request for repayment of charges totalling £2,800 (I want it ALL back!). 8/3/07 Barclays send sorry your not happy letter 14/3/07 Letter before action sent 25/4/07 Barclays offer £1,790 27/4/07 Thanks but no thanks to the offer sent 28/4/07 Filed with mcol, now looking at a figure of £3,500, they should of paid up when i asked nicely 11/5/07 Barclays acknowledge claim 30/5/07 Barclays defend claim 19/6/07 Received notice of transfer to Northampton County Court and barclays excuse for a defence!!!
Hers the contact details raw in case you haven't got them Phoning to settle? try: Krysta Campbell Barclays
Litigation and Disputes
1 Churchill Place
LONDON
E14 5HP
Tel: 02071164753
Fax: 01452638359
email:krysta.campbell@barclays. com
Good luck
28/2/07 Sent request for repayment of charges totalling £2,800 (I want it ALL back!). 8/3/07 Barclays send sorry your not happy letter 14/3/07 Letter before action sent 25/4/07 Barclays offer £1,790 27/4/07 Thanks but no thanks to the offer sent 28/4/07 Filed with mcol, now looking at a figure of £3,500, they should of paid up when i asked nicely 11/5/07 Barclays acknowledge claim 30/5/07 Barclays defend claim 19/6/07 Received notice of transfer to Northampton County Court and barclays excuse for a defence!!!
rawhidedi vs Barclays***WON***
have been sneaky. Their defence was faxed over on 27/04, the date due was 28/04. The court told me they received it on 30/04, but the fax date was 27/04. (dam Saturdays !), and I am now in receipt of the aq
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Re: rawhidedi vs Barclays
