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Are you saying your postman left all your 'statements' outside your house ? Seen as this is confidential information that could of got into the wrong hands by his actions then I would be also writing a stiff letter to the P.O.
When you want to fool the world, tell the truth. Advice & opinions of Janet-M are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any
doubts.
sent prelim letter, later letter before action. I am claiming £260. plus interest. I have today received a reply from the Customer Relationship manager.
Main paragraph
"However, as a goodwill gesture and without any admission of liability Barclaycard is prepared to credit to your account the difference between the charges you have incurred and the £12. fee recommended by the OFT. In accordance with the charges incurred this would be £104.00. The adjustment will be confirmed on your July 2006 statement.
Barclaycard refunded the amount they offered to my card. I haven't acknowledged letter or offer! I am continuing with my claim, and have now received an acknowledgement dated 24th July......
I have now received a defence from Barclays- They have told me that I have not provided details of the precise charges to be unlawful, or the date thereof. ( I did provide a schedule of charges) Goes onto say...Accordingly, this defence is summary in the nature and the Defendant reserves the right to amend the statement in due course. It is averred that the Claimant has failed to identify and state any cause of action against the Defendant to establish any legal liability for the sum claimed............??
Any advice please? other than sending them yet another detailed schedule immediately?
It sounds to me like their not acknowledging the claim youve made in the sense theyre saying its rubbish. edit : sorry not very well put, i think theyre saying you havent got a case i think.
Is it a standard letter, sounds like it to me bearing in mind the opening bit youve posted about its a summary defence?
Have yo confirmed why you believe the chagres to be unlawful, etc?
Glenn
Kick the shAbbey Habit
Where were you? Next time please
Abbey 1st claim -Charges repaid, default removed, interest paid (8% apr) costs paid, Abbey peed off; priceless
Abbey 2nd claim, two Accs - claim issued 30-03-07 Barclaycard - Settled cheque received
Egg 2 accounts ID sent 29/07 Co-op Claim issued 30-03-07
GE Capital (Store Cards) ICO says theyve been naughty
MBNA - Settled in Full
GE Capital (1st National) Settled
Lombard Bank - SAR sent 16.02.07
MBNA are not your friends, they will settle but you need to make sure its on your terms -read here Glenn Vs MBNA
Yep.. all stated on my claim form. However they have now recredited my account with part of the amount claimed! Did not ask me for a letter of acknowledgemnt or anything, do I now have to amend my claim? Maybe this is what they're getting at. Should probably send them a new schedule of charges as well...or should I just inform the Court they have recredited me with part of the sum claimed?? Any ideas
I think I would speak with the court about the amended claim, but i would also check with a mod about their comments if one doesnt reply within a day or so.
i wouldnt want you to listen to me and end up with aggro, i nooo nothing [said in a slightly daft spannish accent]!
Play it safe and ask somone who has a better idea.
Glenn
Kick the shAbbey Habit
Where were you? Next time please
Abbey 1st claim -Charges repaid, default removed, interest paid (8% apr) costs paid, Abbey peed off; priceless
Abbey 2nd claim, two Accs - claim issued 30-03-07 Barclaycard - Settled cheque received
Egg 2 accounts ID sent 29/07 Co-op Claim issued 30-03-07
GE Capital (Store Cards) ICO says theyve been naughty
MBNA - Settled in Full
GE Capital (1st National) Settled
Lombard Bank - SAR sent 16.02.07
MBNA are not your friends, they will settle but you need to make sure its on your terms -read here Glenn Vs MBNA
Hi, how long did it take after your claim was acknowledge for a court date to come through? I have recieved a letter saying they intend to defend. Are you the 1st to go to court? And do you think it will actually get there?
Nationwide
1st Letter Requesting Charges Sent - 31st July 2006
LBA Sent - 16th August 2006
Money Claim Filed - 1st Sept 2006
Money Claim Acknowledge - 5th Sept 2006:-|
Part Refund of £79.02 - 13th Sept 2006
Settled in full.. short by £1.32 but not going to argue with that!! (541.02)- 14th Sept 2006
Halifax
Requested Bank Statments - 8th Sept 2006
Statements Recieved - 20th Sept 2006
Letter Requesting Charges Back Sent - 23rd Sept 2006
Letter Sent Refusing offer of £85.00 - 7th Oct 2006
Letter Received Offering Full Settlement (£170.00) - 12th Oct 2006 Barclaycard
S.A.R Sent - 19th Sept 2006
Statements Recieved - 23rd Sept 2006
Letter Requesting Charges Back Sent - 23rd Sept 2006
Part Refund of £152.00 recieved - 29th Sept 2006
Well, if my case is anything to go by, expect letter of settlement by the 10th, demanding confidentiality. Just say NO!!!! lol.
Incidentally, there were discussions as to whether just scratching out the confidentality part would not invalidate the whole agreement, but Barclays themselves told me that it was ok to do so... Just so you know... ;-)
Apologies to people who I was in the process of helping, I may be gone some time.
Ready Barclaycard?
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