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stooy vs HBOS


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I have an account with the Bank of Scotland and I have encountered a few charges on the account over the past five years totalling around £300.

 

I have started action against BOS and here is my progress so far...

 

On May 2 I sent a DPA request asking for all details on all charges applied to my account within the last 5 years (I live in Scotland). Today (May 27) I received a big envelope from Bank of Scotland full of statements (and a nice big "Friend for Life" phrase on each one!). Shock horror - there is some information missing. The statements date back to August 2000 (before the period of my request) and only go up to May 2004. I am hoping that the one envelope wasn't big enough to hold all of my bank charges in so I shall eagerly watch the letterbox on Monday and Tuesday to see if the rest of my statements come in.

 

Now what I need to do is tally up all the charges on the data I have and see what the damage is...

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I also only got the statements up to May 2004. However, they kindly enclosed a list of charges to my account from May 2004 onwards. Very nice of them as it saved me the hassle of trawling through statements!

 

Good luck mate!

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I have just received the rest of my statements as per my DPA request to HBOS. I have calculated that all of the chargs applied to my account since 2000 total £292 which is around what I thought it would be.

 

I have just finished the letter that I am going to send to HBOS tomorrow which declares all of my charges to them, presents the historical legal cases and demands that the charges be returned. It will be printed and sent recorded delivery tomorrow.

 

I expect that I will receive the standard response from them but either way I will keep everyone posted of what they say next...

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