Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
anyway my dad recieved a letter from abbey, marked 'without prejudice' and it had an enclosed copy of the defence (the same as all the others i have read on here) - this was dated the 11th april..
on the 27th april, he recieved a letter from the county court themselves - 'N152 Notice that a defence has been filed', this is where im starting to wonder;
the leter states - "the defendant has filed a defence, a copy of which is enclosed with this notice. An allocation questionnaire is also enclosed which contains notes for guidance on how to complete it"
there was nothing enclosed with the letter , no copy of the defence, and no AQ....
the letter continues - "You must complete the allocation questionnaire on or before 14 May 2007 and return it to the court office at the court address...
A fee of £100 is payable by the claimant on the filing of their allocation questionnaire"
SO, what has happened exactly? there was no enclosed copy of the defence (although they got one direct from abbey) and there was no AQ (i had read many courts were not giving out AQs, but surely they wouldnt say on is enclosed if it wasnt...?)
do i just ignore the fact they have asked for it by the 14th, even though they havent given one? and paying £100 if its not there? not really sure what is going on, and i have read others' threads and i dont remember this coming up
13 July 06 - Data Protection Act request sent to NatWest :-|
7 August - Natwest want to 'discuss my account'
9 August - "HISTORIC STMNT FEE- £5.00" showing on online bank
16 August - Statements Arrived, tatty brown sellotaped envelope
13 July 06 - Data Protection Act request sent to NatWest :-|
7 August - Natwest want to 'discuss my account'
9 August - "HISTORIC STMNT FEE- £5.00" showing on online bank
16 August - Statements Arrived, tatty brown sellotaped envelope
strange, this morning a letter arrived (the same one but with newer dates, meaning there are 4 more days til the aq deadline)
and this time there is a copy of the defence, and an AQ..
i say its strange as i didnt get round to calling them and letting them know yesterday...
anyway, im off to make sense of the AQ now
13 July 06 - Data Protection Act request sent to NatWest :-|
7 August - Natwest want to 'discuss my account'
9 August - "HISTORIC STMNT FEE- £5.00" showing on online bank
16 August - Statements Arrived, tatty brown sellotaped envelope
13 July 06 - Data Protection Act request sent to NatWest :-|
7 August - Natwest want to 'discuss my account'
9 August - "HISTORIC STMNT FEE- £5.00" showing on online bank
16 August - Statements Arrived, tatty brown sellotaped envelope
was just filling out my aq (after i finally recieved it, down to the courts not so good admin skills in my case...)
anyway, i have to return my AQ by the 18th May 07, fine, but on the AQ they sent me it already had the date written in, on the top right corner, as 18/4/07 :o
now unless the calendar has changed and may is now the 4th month....?
can i simply walk round to the court office and request a new one, bringing the letter and current AQ with me? or would my dad need to, as he is the claimant?
thanks
13 July 06 - Data Protection Act request sent to NatWest :-|
7 August - Natwest want to 'discuss my account'
9 August - "HISTORIC STMNT FEE- £5.00" showing on online bank
16 August - Statements Arrived, tatty brown sellotaped envelope
If it's only to get it corrected or re-issued I don't see a problem with you going rather than your dad, not doing very well are they? Think they're overworked?
If it's only to get it corrected or re-issued I don't see a problem with you going rather than your dad, not doing very well are they? Think they're overworked?
that had crossed my mind
but i'll go round and pick up another, and have it back by the end of the day
thanks again ian
13 July 06 - Data Protection Act request sent to NatWest :-|
7 August - Natwest want to 'discuss my account'
9 August - "HISTORIC STMNT FEE- £5.00" showing on online bank
16 August - Statements Arrived, tatty brown sellotaped envelope
you dont need to get another, you can have a copy from here, fill it in and print it, there is also something new called an Abuse prder, basically asking the court to strike out the defence as an abuse of process. you may find it very usefull.
Would there be no consequence of doing this Lula when the return date on this form would be different than the one issued by the court - albeit the court one is obviously incorrect?
i dont think so, there wasnt for me when i did it, i would just fill it in as the correct date, ring the court though and point out their error and ask them to just confirm what the correct date is
Lula
Lula v Abbey - Settled Lula v Abbey (2) - Settled Lula v Abbey (3) - Stayed
i have spoken to the court clerk, she said that the date is correct on their system, and i should simply cross out the existing date and write on the correct date :o
i thought thats not really upto scratch for official court papers....? did i see a pdf version of the N149 somewhere, if so i would feel more comfortable using that, without any crossings out...
and lula thanks for pointing those out, though the second link doesnt seem to go the right place, but i know where you were talking about.
and with the abuse order from what i read, this wouldnt so much apply as it was the courts error, both times ...
i
and with the abuse order from what i read, this wouldnt so much apply as it was the courts error, both times ...
LOL Gary, the Abuse of Process order is asking the Judge to strike out Abbeys defence as an abuse of process as they have never entered a court room to defend despite entering defences, it has been done about 3 times that i know of and seems to becoming more prevalent as the Courts loose patience with Abbey and other banks wasting court time
Lula
Lula v Abbey - Settled Lula v Abbey (2) - Settled Lula v Abbey (3) - Stayed
LOL Gary, the Abuse of Process order is asking the Judge to strike out Abbeys defence as an abuse of process as they have never entered a court room to defend despite entering defences, it has been done about 3 times that i know of and seems to becoming more prevalent as the Courts loose patience with Abbey and other banks wasting court time
taxi for me?
sorry im at work between reading i kind of didnt read properly what was meant by it.... oops
anyway, is there any 'risk' or complications that may occur if i go down this route? or should i stick to the 'normal' way?
also, if using that info to be added to section G of the aq, do i not need to use the draft order for direction as mentioned in the 'new strategy for AQs'?
sorry if im being dumb
13 July 06 - Data Protection Act request sent to NatWest :-|
7 August - Natwest want to 'discuss my account'
9 August - "HISTORIC STMNT FEE- £5.00" showing on online bank
16 August - Statements Arrived, tatty brown sellotaped envelope
Gary, the worst that can happen is that the judge will ignore it, and i think that it also takes into consideration in the alternative, the new strategy for aq's
Lula
Lula v Abbey - Settled Lula v Abbey (2) - Settled Lula v Abbey (3) - Stayed
you're right, its covered on attachment 2A from there..
thanks..
i should probably be doing this in my own time, at work i keep missing things so i have to re-read them
13 July 06 - Data Protection Act request sent to NatWest :-|
7 August - Natwest want to 'discuss my account'
9 August - "HISTORIC STMNT FEE- £5.00" showing on online bank
16 August - Statements Arrived, tatty brown sellotaped envelope
guys, one more quick question, i was gonna go the chat room and ask, but it doesnt seem to load properly...?
anyway, about using the 'abuse order' method that was pointed out, i have a quick question on the sample list of settled claims;
"Since May 2006, I am aware of over 100 claims of this nature in which the Defendant has filed an acknowledgement of service, then a Defence, then an allocation questionnaire, then has breached the order for pre-hearing directions, then has finally settled without liability shortly in advance of the hearing or trial. A sample list of these claims, including their claim numbers, is attached (attachment 1B)."
Anyway i was wondering about the mention of '100 claims'... as this is Abbey specific, the defendant, abbey have 38 claims on that spreadsheet, so i should only filter the abbey results from the spreadsheet and mention '38 claims' and not 100?
13 July 06 - Data Protection Act request sent to NatWest :-|
7 August - Natwest want to 'discuss my account'
9 August - "HISTORIC STMNT FEE- £5.00" showing on online bank
16 August - Statements Arrived, tatty brown sellotaped envelope