Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
The date for the RBOS to answer to my lba has passed without hearing anything from them. Im claiming around £800 in charges and dont know what to do next.
I believe the procedure is different in Scotland than England (where i won £3400 back from HSBC!!). Can i still use the online claim site or do i have to do it another way?
I am sorry but i dont know. I will be asking the same question myself in 2 weeks. I am just about to send my lba letter to Halifax. No response from prelim. The 2 weeks is overdue.
I would guess your next step would file a court claim.