Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Hi Everyone
Just when I thought everything was going along happily I received a statement from Barclaycard. I always pay my bill every month as I am so worried about their charges. I always pay it by transfer from my Bank 4 days before. Unfortunately this month for some reason the payment went in to Barclaycard late by 3 days and they stung me for £12 late payment charge and interest of £28.15!
Can I claim both of these back please?
Breezy Girl
They will refund the charge but I had a real problem with them even though I am a good customer. The agent said that they will charge me if it happens again and I responded by saying that it is a penalty charge and not allowed.
She tried to tell me the terms and conditions and I repeated that in that case I will again request a refund as it is a penalty charge.
It is a sorry state of affairs that these banks are so dishonest and it makes me very angry. !!
Breezy
Fed up with Barclaycard
of £28.15!
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