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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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RBS Charges


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Hi, My daughter has been whacked £250 charges for using her switch card while her account was overdrawn. She used it twice, each time the purchase was approx £5.00. She phoned to complain and was told that the charges were levied by a loan company used by RBS. So, she phoned them and got the 'brush off'. I'm now taking up the case on her behalf but don't know who to go after. Is it RBS or the loan company? I think it's RBS, any advice? Thanks Ron

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It must be RBS assuming that the account is still in use

 

Sounds like they are trying to fob you off. What was the breakdown of the charges?

The corner has become much easier to approach. At long last I am able to start to look behind and see those left behind!

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Thanks fairbank.

 

Not sure, but so far as I know at the moment (seeing daughter at weekend for details!) she went overdrawn on her current account, then used Switch card for a couple of £5-£6 purchases and was charged £125 each time.

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wow!

 

Seems excessive to me. The bank need to provide a breakdown and a V good reason for their charges on this one. Bon chance!

The corner has become much easier to approach. At long last I am able to start to look behind and see those left behind!

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Ron, can you be a bit more specific?

 

What were the two payments for and why on earth is a loan company levying charges against your daughters bank account? What have they got to do with the payments?

 

Is there anything you haven't mentioned?

If my post has been useful, tip my scales and let me know

 

Always start with the User guide!

Stuck with RBS charges? Click here!!

 

RBS CA1 £2794 SETTLED!!! RBS CA2 £503 SETTLED!!! HBOS CC £498 SETTLED!!! Barclaycard £705 (with CCI) ONGOING!!! NATWEST CA ONGOING!!! LLOYDS CA x 2, CC, LOAN ONGOING!!! HFC LOAN ONGOING!!!

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My daughter had something similiar with the Abbey. She was confused over a direct debit which over a period of about 3 months cost her around £200.

 

Got some back but not all

The corner has become much easier to approach. At long last I am able to start to look behind and see those left behind!

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