Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


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Thread: RBS Charges

  1. #1
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    ronmedland Novitiate

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    Default RBS Charges

    Hi, My daughter has been whacked £250 charges for using her switch card while her account was overdrawn. She used it twice, each time the purchase was approx £5.00. She phoned to complain and was told that the charges were levied by a loan company used by RBSicon. So, she phoned them and got the 'brush off'. I'm now taking up the case on her behalf but don't know who to go after. Is it RBS or the loan company? I think it's RBS, any advice? Thanks Ron

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  2. #2
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    Default Re: RBS Charges

    It must be RBSicon assuming that the account is still in use

    Sounds like they are trying to fob you off. What was the Breakdownicon of the charges?


  3. #3
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    Default Re: RBS Charges

    Thanks fairbank.

    Not sure, but so far as I know at the moment (seeing daughter at weekend for details!) she went overdrawn on her current account, then used Switch card for a couple of £5-£6 purchases and was charged £125 each time.


  4. #4
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    Default Re: RBS Charges

    wow!

    Seems excessive to me. The bank need to provide a Breakdownicon and a V good reason for their charges on this one. Bon chance!


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    isidore Informative isidore Informative isidore Informative isidore's Avatar

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    Default Re: RBS Charges

    Ron, can you be a bit more specific?

    What were the two payments for and why on earth is a loan company levying charges against your daughters bank account? What have they got to do with the payments?

    Is there anything you haven't mentioned?

    If my post has been useful, tip my scales and let me know

    Always start with the User guide!
    Stuck with RBS charges? Click here!!

    RBS CA1 £2794 SETTLED!!! RBS CA2 £503 SETTLED!!! HBOS CC £498 SETTLED!!! Barclaycard £705 (with CCI) ONGOING!!! NATWEST CA ONGOING!!! LLOYDS CA x 2, CC, LOAN ONGOING!!! HFC LOAN ONGOING!!!

  6. #6
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    Default Re: RBS Charges

    My daughter had something similiar with the Abbeyicon. She was confused over a direct debiticon which over a period of about 3 months cost her around £200.

    Got some back but not all



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