Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Hi, My daughter has been whacked £250 charges for using her switch card while her account was overdrawn. She used it twice, each time the purchase was approx £5.00. She phoned to complain and was told that the charges were levied by a loan company used by RBS. So, she phoned them and got the 'brush off'. I'm now taking up the case on her behalf but don't know who to go after. Is it RBS or the loan company? I think it's RBS, any advice? Thanks Ron
Not sure, but so far as I know at the moment (seeing daughter at weekend for details!) she went overdrawn on her current account, then used Switch card for a couple of £5-£6 purchases and was charged £125 each time.
What were the two payments for and why on earth is a loan company levying charges against your daughters bank account? What have they got to do with the payments?
Is there anything you haven't mentioned?
If my post has been useful, tip my scales and let me know