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    • The incident was 03rd March 2024 - and that was the only letter that I have received from MET 15th April 2024 The charge I paid was at the Stansted Airport exit gate (No real relevance now - I thought this charge was for that!!).   Here is the content of email to them (Yes I know I said I was the driver !!!!) as said above -  I thought this charge was for that!! "Stansted Airport" Dear “To whom it may concern” My name is ??  PCN:  ?? Veh Reg: Date of Incident: 03rd March 2024 I have just received a parking charge final reminder letter, dated 10th April 2024 - for an overstay.  This is the first to my knowledge of any overstay. I am aware that I am out of the 28 days, I don’t mean to be rude, this feels like it is a scam My movements on this day in question are, I pulled into what looked like a service station on my way to pick my daughter and family up from Stansted airport. The reason for me pulling into this area was to use a toilet, so I found Starbucks, and when into there, after the above, I then purchased a coffee. After which I then continued with my journey to pick my daughter up. (however after I sent this email I remember that Starbucks was closed so I then I walked over to Macdonalds) There was no signs about parking or any tickets machines to explains about the parking rules. Once at Stansted, I entered and then paid on exit.  So Im not show where I overstayed my welcome.. With gratitude    
    • Just to enlarge on Dave's great rundown of your case under Penalty. In the oft quoted case often seen on PCNs,  viz PE v Beavis while to Judges said there was a case for claiming that £100 was a penalty, this was overruled in this case because PE had a legitimate interest in keeping the car park free for other motorists which outweighed the penalty. Here there is no legitimate interest since the premises were closed. Therefore the charge is a penalty and the case should be thrown out for that reason alone.   The Appeals dept need informing about what and what isn't a valid PCN. Dummies. You should also mention that you were unable to pay by Iphone as there was no internet connection and there was a long  queue to pay on a very busy day . There was no facility for us to pay from the time of our arrival only the time from when we paid at the machine so we felt that was a bit of a scam since we were not parked until we paid. On top of that we had two children to load and unload in the car which should be taken into account since Consideration periods and Grace periods are minimum time. If you weren't the driver and PoFA isn't compliant you are off scot free since only the driver is liable and they are saying it was you. 
    • Thank you dx. I consider myself well and truly told :) x Thank you dx. I consider myself well and truly told :) x
    • Doubt the uneconomic write off would be registered, unless you agreed to accept write off settlement of the claim. It is just cosmetic damage. All that has happened, is that the car has been looked at and they realised the repair costs are going to exceed the value of the car. If the car is perfectly driveable with no upcoming normal work required to pass next MOT, your current Insurers will continue Insurance and you can accept an amount from third party Insurers to go towards you repairing the scratched bodywork.    
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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RBS bank charge refund


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Hi just wondered......... have over the years had loads of bank charges as a result kept bumping my loans up then owed the bank shed loads .........definately as majority charges!! so now got a ccj from bank they've shut my accounts and im now doing debt managemant scheme to ckear up what i owe ( unfortunately same with credit cards ) i know bank ust owe me about 10 k over the past years but becuse theyve already shut my account does anyone thinks i can still claim my statements etc? or have i lost already? .........thanks

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Makes no difference whether your accounts are currently open or were closed years ago. If the charges have resulted in you getting a CCJ then you want to go about getting that reversed (although I don't quite know how that is done) and get some damages.

 

P.

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Northern Rock; S.A.R sent 11/8/06 - Delivered. Recieved details of 6 yrs charges on 8th. Wrote back asking whether or not they hold information going back further than that.

MBNA; S.A.R sent 11/8/06 - Delivered 14/8/06

Barclays; S.A.R - (Subject Access Request) request sent 11/8/06 - Del 14/8/06

Diners Club; S.A.R sent 11/8/06 - Delivered 14/8/06. Recieved form to fill and return with fee on 17/8/06. Sent form back, delivered 4/9/06.

Intelligent Finance; Prelim letter emailed 16/08/06, claiming £318. Email recieved from "Anne-Marie" 17/8/06 saying my email has been passed to Customer Relations dept. Fob-off letter received 23/8/06, letter sent in return same day - Delivered 24/8/6 Recieved letter offer 25% settelement - refused - LBA sent. MCOL on 10th revcieved notification that they intend to defend on 13th. 06/9/2006 WON!!!!!!

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and don't forget CCI

OK I GIVE IN

 

Halifax £3600 charges, won with C/I £6400

 

NatWest S.A.R-05/06/06

Bug**r all recieved 03/11/06

Prelim guesimate sent for £3000 03/11/06

Cr*p one CONNED statements 08/06 ROFLMAO

Cr*p one charges=£976

con int 34.9% £1,003.75 £1,979.75.

 

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thanks so much!

 

my claim will be with rbs - does anyone know if i have to ask for 6 years statements max? thinks theyve been having a laugh for 7 you see!

 

also, do i write to the branch where the accounts were held or should i write straight to edinburgh?

 

would anyone have any idea where the best template to write my first letter would be?

 

and just to be dim - what does cci mean?

 

sorry to be a pain .................... do appreciate the feedback ......... its good to know that i can do something about these charges!!..you're all stars!

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Becky

 

Welcome to CAG

 

Please find your banks forum and start a thread;

 

(your name) V (banks name)

 

Other members with experience of your bank can offer informed advice.

use the template letters in order. Stick to the timetable in there.

please take time to read the faq's

LINKS....

At a glance guide to claiming.....

FAQs....

Templates Library....

If you have charges going back further than six years read in here;

Claiming beyond 6 yrs - important new information!!!

There is also live chat, visit if you need any quick advice.

http://www.consumeractiongroup.c o..../flashchat.php

Finally good Luck.

 

PPMAN

 

If this helps please tip the scales, Left.

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PPMAN159

 

If this comment has helped please click on the scales.

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  • 2 months later...

well after several years and a LOT of bank charges, i now find myself with a ccj and i'm working with another company on a debt management plan to pay off all those kind people that i owe lots of money to because they enjoyed giving me extra charges !!!!!!!!!!!!

 

my letters are out in the post first thing, so if anyone has any advice for me i'll be happy to accept it!

 

i'm going for rbs, monument, barclaycard and capital one - wish me luck!

:)

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also to add, had 2 bank accounts that were shut and a loan account - so i shall put all three on the letter and give them a tenner ! - this is o.k ?

 

the address i was sending the letter to rbs is :

 

Royal Bank of Scotland;

 

Data Protection Team

36 St Andrews Square

Edinburgh

EH2 2YB

this o.k? or can anyone suggest another?

thanks all x

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Hi - I have a feeling that you will need to send a separate request (and £10) for each account - others may know more - and there may be info in the FAQ sections on this site.......good luck!:)

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also to add, had 2 bank accounts that were shut and a loan account - so i shall put all three on the letter and give them a tenner ! - this is o.k ?

 

Send them three seperate letters in the one envelope - but you only need to pay one fee of £10. This will cover all accounts you have/have had with RBoS.

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