Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Sent off S.A.R - (Subject access request) request 08/03/07
Received Standard response about microfinche
Sent letter giving estimation of charges due to non compliance 23/04/07
Received response offering less than half blah blah blah 27/04/07
Called up and asked should I accept this offer, would they remove all defaults on my account which I believe was the result of the penalty charges. - They said no and if I wanted to take it further I should go ahead. 01/05/07
Will be sending Letter of rejection of offer and once again requesting a full refund and the removal of any default notices on my account.
Am I proceeding correctly? Can I request the removal of defaults from my account?
Looks like you're doing ok to me. May be worth sending a L.B.A. re non compliance of SAR. The letter's are in the library. I wouldn't file a claim with court until you have an accurate schedule of charges either. Keep at em