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I have written first letter to Natwest requesting £80 they charged my credit card in late penalty fee for the last 6 years on the 11th April. I know it is not a lot of money in comparison with my claim against HSBC of nearly £5K, but it is my money and I think I should get it back even if it is £1!!!
Anyway, I have received a letter back offering me £33.92 out of the £80. I wrote back rejecting the offer, but they again wrote back saying that they would not give me a penny more that the £33.92.
My question is: Is it worth going to court for £80? I know that by the end of the day, once I add the 8% interest and so on it will come over £100 + court fees.
You will win, but its just the waiting and playing the game in the meantime. Well done for being brave enough to do it. Im sure they would have been banking on the fact for that small amount that you wouldnt be able to be bothered to go through with it. So well done for proving them wrong. You will get it all back. Every last penny, so in the end its simple. YOu win, it just takes a bit longer thats all. Well done. Fendy xx
NATWEST BANK CLAIM - £16,100.00 WON
ABBEY BANK - £5500.00 WON
CAPITAL ONE VISA - £1800.00 WON
HUBBYS CAPITAL ONE VISA £2012.00 WON
TOTAL WON TO DATE: £25,400
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NATWEST BANK -CLAIM 2 PRE 6 YEARS- ONGOING
ABBEY BANK -CLAIM 2 PRE 6 YEARS - ONGOING
YORKSHIRE BANK - AT SAR STATUS
HALIFAX CREDIT CARD - AT SAR STATUS
PLENTY MORE TO START LATER.
STRENGTH IS SOMETHING YOU CHOOSE IN LIFE, ITS A CONSCIOUS CHOICE YOU MAKE, YOU ARE NOT BORN WITH IT. YOU LEARN IT.
STRENGTH, YOURE NOT BORN WITH IT, YOU LEARN IT DUE TO WHAT LIFE DOES TO YOU.
Hello, well Natwest acknowledged my claim on 10th May. I never heard from them!!! I thought it would be quite straight forward as it is a very small claim compared to the others around us. I will be very upset if they let to go to court stages as I had a big claim with HSBC which they paid no problem before it reached the court. I will actually be quite surprised if they let it to go that far as they haven't so far (especially with such a small amount!!!!)
Halifax - £245 - SETTLED - in full
MBNA Business - £190 - SETTLED - in full
HSBC - Closed business a/c - £1,850 - SETTLED IN FULL
HSBC - Business a/c - £4,388 - SETTLED FOR £4,100
Nat West Card - SETTLE IN FULL - £124.71
Halifax Credit Card - MCOL 26th May 2007
Egg - 1st LBA 12th May 2007
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What you must realise is that there seems to no set pattern to way that these claims are settled.
As we have already stated it would make sense for your £80 claim to be settled prior to court but then again, when have the banks ever employed sense in their decision making.
Hello make me happy, I was jsut browsing the threads as I am waiting for a reply also to a few questions. I have the webb address which is Home, you can probably email from that site. Good luck were all in this together. pot plant.
Well done!!! It certainly seems to be a good weekend for us lot (apart from me that is!! lol)
Perhaps Nasty West are trying to clear their backlog so they can enjoy the bank hols with a clear conscience ha ha.
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GE Money Won unconditionally May 2007 NatWest Won unconditionally August 2007 BrighthouseWon unconditionally August 2007 GoldfishWon unconditionally April 2008 (including CI on the basis of Sempra) Clydesdale Financial Services (now BPF) Won unconditionally February 2008
Any opinions are without prejudice & without liability. Do not take any legal action on my advice alone. Almost everything I know concerning the law I learned from this site.
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make_me_happy V NatWest *** WON ***
requesting £80 they charged my credit card in late penalty fee for the last 6 years
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DUE TO WHAT LIFE DOES TO YOU. 
