Basic Account Holder
Cagger since : Mar 2007
Posts : 12 (0.00 post per day)
Re: Late payments/Arrangement to Pay - Removal from credit file
[quote=rockinrodders;79837 2]Im guessing that your problem is the delinquant balance from Littlewoods. Have they registered a default on the account?
How did you close the account even though there was a balance still on it? Did you make a partial payment to satisfy?
Thanks for getting back to me RRodders! Was beginning to wonder if any one out there would help. Cheers.
There is no default registered on my credit file by Kays Lifestyle (Shop Direct), but that the account is under an Arrangement to Pay. I paid off my last balance in November and the account is now fully settled.
So my question is that is it possible to get these arrears indicators removed from my credit file for both currently active accounts and for closed/settled accounts (such as vodafone which I closed on 6/3/05 but still shows up on my credit file)?
Your advice will be most appreciated as I am keen to improve my credit record ahead of a full mortage application.