Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

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Thread: Cahoot

  1. #1
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    Default Cahoot

    Q: How many times do you have to refer to the DPA and Litigation act before they agree to send you your statements.
    A: Until your blue in the face cause they are still only going to send me my first 12 months worth for free anything after that they will charge me £5.00!!!

    GRRRRRRRR

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  2. #2
    Site Team The Consumer Action Group BankFodder has disabled reputation BankFodder's Avatar

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    Tell them that the DPA clock is still running and get ready to make your complaint.

    How much can you identify as owing to you on what you have so far?

    Please don't pm me about specific questions unless you have posted and it has not been dealt with or unless the matter is confidential.
    Please include a link to the post you want me to look at. If you have received a defence, contact me.
    Advice & opinions of BankFodder, The Consumer Action Group and The Bank Action Group are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

  3. #3
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    Unsure as I can't access my account from work so I'm off to borrow a friends internet over the weekend.
    Whilst on the phone earlier they infomred me they have charged me a debit interest for being over my overdrafticon limit - can this be claimed?


  4. #4
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    If the interesticon is charge on unlawful penalties then yes it can be claimed.

    Please don't pm me about specific questions unless you have posted and it has not been dealt with or unless the matter is confidential.
    Please include a link to the post you want me to look at. If you have received a defence, contact me.
    Advice & opinions of BankFodder, The Consumer Action Group and The Bank Action Group are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

  5. #5
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    Thank you!!

    Watch this space............


  6. #6
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    12 months free....
    anything else for a fiver.

    Have you paid them a fee for your DPA request?

    Regards

    Just another 21 Banks to go......

  7. #7
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    Anyone for a chuckle? Feel free to help me give them some feedback;

    Dear Miss EEK!!!

    Thank you for your recent call.

    We have one goal at cahoot - for you to think cahoot is the best bank in the UK, with simple products and a consistent service standard that exceeds your expectations.

    There's always room for improvement though, so that's why we're eager to hear what you have to say and we'll be asking you for your opinion regularly. Following your recent contact with us, we'd very much appreciate some feedback about the service you received.
    Please click here to answer a few short questions.

    Kind regards,
    The cahoot team



    Cahoot
    RPAND2_Call Centre Enquiry Service
    questions marked with (*) are required to be completed
    1
    How would you rate the overall service you received?

    Excellent

    Good

    Poor

    Dreadful
    2
    Which statement best sums up the response you were given?

    Very Good. It told me everything I needed to know.

    OK. But it still left a few loose ends.

    Not Good. It felt like you wanted me to sort it out for myself.

    Totally Useless. You told me nothing that I needed to know.
    3
    How would you rate the attitude of the person you spoke to?

    Cheerful.

    OK. But not that interested.

    Bored and indifferent.

    Unfriendly.
    4
    How helpful was the person you spoke to?

    Genuinely interested in helping me.

    OK. But I still had to push for answers.

    Didn't really seem that bothered.

    Totally Unhelpful.
    5
    How knowledgeable was the person you spoke to?

    Very knowledgeable.

    OK. But had to put me on hold to check.

    Didn't inspire confidence.

    Totally clueless.
    6
    How would you rate the service you received compared to that of other banks?

    Much better.

    Better.

    About the same.

    Worse.

    Much worse.
    7
    Any other comments? (Note: Please use the normal channels of communication for account specific questions)






  8. #8
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    Hi,

    I contacted Cahoot recently and quoted the court case details where statements were ruled as part of DPA personal information. I received an email offering to send me them all for £10 - so my advice is to quote statute at them!

    L Smith

  9. #9
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    I've just started looking into this, I've contacted Cahoot a couple of times over the phone and regardless of quoting DPA and the right to access personal information until I was blue in the face they literally point blank refused to send me copies of the statements unless I paid the £5 per statement.
    Eventually I had a very helpful young lady call me back who told me I needed to ask (via the online contact system) for a ‘Subject access requesticon’ which she explained complies with DPA and rather than being a proper printed off statement is a slightly rougher copy of what they’d see on screen when looking at your account transactions, but still, obviously, contains all the account transactions. I’ve requested this and reminded them that I expect them to reply within at least 40 days, so I’m just waiting to see what comes back.


  10. #10
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    Well I got a response today by email they're sending me out a Subject access requesticon form in the post that I've got to fill out and send back with the £10 payment.


  11. #11
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    No form is needed. Only a letter and the money.

    Please don't pm me about specific questions unless you have posted and it has not been dealt with or unless the matter is confidential.
    Please include a link to the post you want me to look at. If you have received a defence, contact me.
    Advice & opinions of BankFodder, The Consumer Action Group and The Bank Action Group are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

  12. #12
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    cahoot's backwards way of doing things, they make you sign and return a Subject access requesticon form. No idea why though!

    Probably just a time wasting thing in the hope that the customer can't be bothered to complete it!



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE