Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I have recently lodged a claim for the return of my bank charges. I have recived a letter saying that they are dealing with my claim and will respond as soon as possible, but my question is now do i wait and see if they reply or do i send another letter/email. Also what should this letter contain should it be court action or a new timscale?
also has anybody had ther account closed/ overdraft withdrwn?
Jamie. Some basic questions....it really is advisable to do some homework on how the process works.
Not saying this to bust your balls, but because you are after all (potentially) taking a rather large company to court! There is plenty of reading the library section of this site. Start reading up on the process and various FAQs so you get an idea of exactly what you need to do.
What exactly does your "claim" look like? What did you send them? It sounds as if you have done this off your own back, I'd suggest reading this
I used the template letters from money saving expert. The first one requesting my statements then the second one requesting my bank charges plus interest back including a Breakdown of all my charges and interest. I then recieved the letter within the 14 day time frame saying they are considering my claim and will get back to me as soon as possible. My question is do i leave it for a couple of weeks and see if they get back to me or do i threaten court action?