Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    clipperthief Novitiate clipperthief's Avatar

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    Default clipperthief vs RBOS

    Hi, this is my first post, I thought I'd share this laughable response from RBOS with you all. I'd sent for my statements previously and recieved them, then put in a preliminary request for repayment and got this thru the mail this morn. It looks like an standard response to me, just wondered if anybody else has recieved the same letter?

    Note the pathetic play on words to try and put me off reclaiming what is rightfully mine. This just makes me more determined to get my money back. .....(I've edited out the predictable/boring bits...)

    Dear Mr X,

    Thank you for your letter of 18 May 2006 and I apologise for any dissatisfaction caused by the application of charges to your account.

    We believe that our charges are fair, reasonable and transparent. blah blah blah....

    The OFT is presently in contact with us and with seven other major credit card companies to discuss the level of charges on credit cards. It is important that I emphasise these discussions are limited to charges on credit cards only.

    Consequently, against that background, we must differ with the views expressed in your letter and will not be refunding any of the charges applied to your bank account.

    Again, thank you for taking the time...blah blah

    Yours sincerely

    Linda McHugh.


    Similar Threads:
    RBOS : £1064 : LBA sent 30/5/2006...
    MBNA : £1115 : LBA sent 30/5/2006...
    Capital One : £880 : Prelimenary request for repayment sent 25/5/2006...
    First Direct :


  2. #2
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    natalie Informative natalie Informative natalie Informative natalie Informative

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    Default Re: clipperthief vs RBOS

    Pretty standard I'm afraid, on to the next stage, lbaicon, wont be long now

    Natalie

    If you find my post helpful please click on the scales at the top. Thank you
    FAQ SECTION HERE

    Halifax Bank Claim filed and settled
    Halifax Credit Card settled
    Argos Store Card settled

    CCA requests sent to
    Halifax Credit Card
    LLoyds TSB Credit Card
    Capital One
    Moorcroft (Argos)
    NDR
    18/06/09

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    Default Re: clipperthief vs RBOS

    Virtually the same as the one I got last week but mine offered £500 in Full and finalicon settlement(I'm claiming £1100).

    NatWest - Settled in full 22/05/06

    RBS- Prelim sent 9/05/06 £1,147
    £500 offer 27/05/06, rejected 30/05/06
    LBA sent 25/05/06
    MCOL 15/06/06
    Defence received 20/07/06
    Settled in full 01/09/06 wahey!!!!!!!!!


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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE