Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Hi
I am claiming from Barclaycard and have received offer of third of claim. I am trying to get them to settle before I go to court and am sending them this letter tomorrow. would someone be kind enough to read it and let me know if it is ok please.
Thank you for your letter dated 20th April 07. I respectfully decline your offer of £424. I wish to stress that I do not accept your offer and the money transfered to my account should not be viewed as my acceptance. I hereby authorise you to remove this sum accordingly. My account was closed in September 2006 and I would require the FULL refund of £955 to be credited to my Barclays account of xxxxxxx
I shall be commencing court action on 7th May for the full amount claimed which will incur additional cost to yourselves, namely interest which currently stands at £184.34 and court fees of £80. If you do not refund the reclaimed fees of £955 by 7th May I will therefore be claiming a total of £1,139.34.
I will also consider asking the court to issue a wasted costs order if you decide to ignore my request for full payment before taking court proceedings.
rejecting offer letter
account of xxxxxxx
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