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    • I have received a PCN from Euro Car Parks for MFG - Esso Cobham - Gravesend. I was completely unaware that there was any such limit for parking and always considered this to be a service station. I stopped there to use the toilet, have a coffee and made a couple of work calls. I have read the previous topics on this location which suggest I can ignore this and ECP will not take legal action. The one possible complication is that the vehicle is leased by my employer so I do not want to involve them with the associated reminders and threatening letters. The PCN was first issued to the leasing company Arval who have notified ECP of the hiring company. I have attached a copy of the PCN Notice to Hirer with details removed as per instructions. What options do I have or should I just pay the PCN promptly at the reduced rate of £60? img20240424_23142631.pdf
    • What you have uploaded is a letter with daft empty threats from third-party paper tigers.  Just ignore it. What we need to see is the original invoice you received last October or November.
    • Thanks for posting the CPR contents. i do wish you hadn't blanked out the dates and times since at times they can be relevant . Can you please repost including times and dates. They say that they sent a copy of  the original  PCN that they sent to the Hirer  along with your hire agreement documents. Did you receive them and if so can you please upload the original PCN without erasing dates and times. If they did include  all the paperwork they said, then that PCN is pretty near compliant except for their error with the discount time. In the Act it isn't actually specified but to offer a discount for 14 days from the OFFENCE is a joke. the offence occurred probably a couple of months prior to you receiving your Notice to Hirer.  Also the words in parentheses n the Act have been missed off. Section 14 [5][c] (c)warn the hirer that if, after the period of 21 days beginning with the day after that on which the notice to hirer is given, the amount of unpaid parking charges referred to in the notice to keeper under paragraph 8(2)(f) or 9(2)(f) (as the case may be) has not been paid in full, the creditor will (if any applicable requirements are met) have the right to recover from the hirer so much of that amount as remains unpaid; Though it states "if any applicable ...." as opposed to "if all applicable......" in Section 8 or 9. Maybe the Site could explain what the difference between the two terms mean if there is a difference. Also on your claim form they keeper referring to you as the driver or the keeper.  You are the Hirer and only the Hirer is responsible for the charge EVEN IF THEY WEREN'T THE DRIVER. So they cannot pursue the driver and nowhere in the Hirer section of the Act is the hirer ever named as the keeper so NPC are pursuing the wrong person.  
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Council Tax - 2 attachments of earnings!!


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Two weeks ago I received a copy of two attachment of earnings orders from the council, one for £850 (went to court 17th July 2006!) and one for £340 ( went to court 14th Feb 2007).

 

Although I knew I was in arrears, they hadn't written to me for a long while and I didn't really want to chase it with them.........anyway I rang them to query this and they said I should have received two notifications for each, the second one being a court summons - I didn't receive anything.

 

I explained to the woman I spoke to that it was a lot of money to take (12% of my earnings for each order!) and that it'd make it difficult for me to pay my other bills (including mortgage). She wasn't very sympathetic and offered to send me an income and expenditures form (not received it yet).

 

I got my payslip today and have discovered that they've taken two amounts from my salary, £231.99 and £151.64. Each order said that they'd take 12% of my net earnings so to my reckoning both amounts should be the same?

 

Has anyone had a similar experience and iIs there anything I can do about this?

 

Thanks

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Your employer will take your net earnings and apply a percentage for one order and then use the amount left to calculate the second so the second will be lower than the first. There is a table of percentages they use dependant on net earnings. I would imagine if by deducting the first you then fall into a lower percentage band then the percentage may well change as well.

_______________________________________________________________________________________________________

IANAL - Opinions offered are just my personal views and are not guaranteed to be correct. I have been known to be wrong (once or twice).

Claims in progress against:

Eldest - First Direct - Part Offer received - http://www.consumeractiongroup.co.uk/forum/first-direct/79619-eldest-fd.html

Eldest - Halifax - Cheque Received Full amount - http://www.consumeractiongroup.co.uk/forum/halifax-bank-bank-scotland/66254-here-we-go-eldest.html

Youngest - Halifax x 3 - Request for refund sent - http://www.consumeractiongroup.co.uk/forum/halifax-bank-bank-scotland/79617-youngest-halifax.html

Eldest - unnamed Mortgage Provider for Charges and incorrect maths.

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i need to do some investigations, but, if the situation has not changed in the last 10yrs, i was under the impression that you could not have more than one ATE if your net wages were not of a certain level.

 

you might wish to investigate this yourself.

 

dx100uk:)

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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thanks for that dx100uk. I've had a search but can't much info at all, only guidance for employers. would it be worth speaking to the citizens advice? could you recommend a site to look at with relevant info?

 

thanks:)

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i can only find [quickly]

Attachment of Earning Orders

 

i cannot find anything indicating what i have mentioned.

 

might be an idea to start a new thread in the general setion?

entitled 'can i have more than one attachment to earning?'

 

see who pops up

 

sorry

 

dx100uk:)

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

You can have multiple attachments of earnings. They can also be consolidated into what is called a Consolidated Attachment of Earnings Order I think. Not sure on the actul mechanics of this though. Certainly if they are from the same place and the Court can of its own volition suggest they are consolidated and I think either party can also request this. The effect I guess of a consolidated order is that they only get 1 bite at your net pay at a time.

 

Try these links for further info - CCR ORDER 27 - ATTACHMENT OF EARNINGS

 

Debt Factsheets - Attachment of Earnings Order

_______________________________________________________________________________________________________

IANAL - Opinions offered are just my personal views and are not guaranteed to be correct. I have been known to be wrong (once or twice).

Claims in progress against:

Eldest - First Direct - Part Offer received - http://www.consumeractiongroup.co.uk/forum/first-direct/79619-eldest-fd.html

Eldest - Halifax - Cheque Received Full amount - http://www.consumeractiongroup.co.uk/forum/halifax-bank-bank-scotland/66254-here-we-go-eldest.html

Youngest - Halifax x 3 - Request for refund sent - http://www.consumeractiongroup.co.uk/forum/halifax-bank-bank-scotland/79617-youngest-halifax.html

Eldest - unnamed Mortgage Provider for Charges and incorrect maths.

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Hi Leebee,

 

Unfortunately, for council tax arrears' up to two attachment of earnings can be made at any one time but no more than this. The percentage of income repaid can range from 3% to 17% depending on net earnings.

 

Also' there are no 'protected' earnings for council tax arrears which is different from attachment of earnings orders for county court judgments or under the Child Support Act 1991.

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thanks billy, thats clarified it for me [it was 12yrs ago mind!]

i knew there was some rule about council tax ones

 

and to half - great links

couldn't find them for looking last night!

 

dx100uk;)

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

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