Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

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  1. 26th May 2006 12:21 #1
    LondonPam LondonPam is offline
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    Default Daughter vs A & L

    I thought I may as well keep people posted about my progress even those it's early days!

    I am helping my daughter claim back the charges from her Young Workers credit card. We have just sent the DPA form so have a way to go yet. Let's hope she has the same luck like a lot of you here have had

    Pam.

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  2. 26th May 2006 15:55 #2
    caro caro is online now
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    Default Re: Daughter vs A & L

    Thanks for that. It is nice to see people coming in early in the process, so that others who are thinking of starting out can follow their progress. Good luck.

    Fed up with bank charges?
    Email your MP TODAY!!!

    Sign the Petition

    When the Liberals and Conservatives were in opposition they both agreed that banks should pay back high bank charges to customers. Nothing seems to of happened since they came into power as a coalition. PPI insurance has been sorted now they should turn their attention to bank charges and help customers get exorbitant charges refunded.

    END LEGAL LOAN SHARKING
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    The Consumer Action Group is a free help site.
    Should you be offered help that requires payment please report it to site team.

    Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007
    Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06
    Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007

    Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.
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  3. 26th May 2006 16:12 #3
    dinghy dinghy is offline
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    Default Re: Daughter vs A & L

    And remember... It's not about luck... You are simply getting back what is yours...

    If you have found this post (or any other post) useful ensure you click on the scales in the top right of that post to give credit where credit is due.

    DO YOU HAVE A WEBSITE AND WANT TO PROVIDE A VALUABLE LINK TO THIS FORUM ? Go to this thread:-http://www.consumeractiongroup.c o.uk/forum/showthread.php?p=52854

    As ever, with (I believe most if not) all advice given on this website, I am not qualified to give any advice and you are duly warned that any decisions are your own decisions made on your own account and no liability will be accepted for any advice followed ! Use your own judgment.
    Seek advice of a qualified, insured, professional if you have any doubts.
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  4. 26th May 2006 21:58 #4
    NeilP NeilP is offline
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    Default Re: Daughter vs A & L

    Welcome to the Forum LondonPam, Keep us Posted



    &





    Good Luck.

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  5. 1st June 2006 13:08 #5
    LondonPam LondonPam is offline
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    Default Re: Daughter vs A & L

    Well they have received the DPA request yesterday so I should get the details soon lol I'm all ready with my calculator!

    Pam.

    If anything I've said helps you then please feel free to tip my scales!
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  6. 13th June 2006 19:10 #6
    LondonPam LondonPam is offline
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    Default Re: Daughter vs A & L

    Does anyone know how long MBNAicon are actually taking for DPA requests?

    Pam.

    If anything I've said helps you then please feel free to tip my scales!
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  7. 15th June 2006 11:57 #7
    thedvdmonster thedvdmonster is offline
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    Default Re: Daughter vs A & L

    hope you get them soon

    i sent a dpa letter 30 days ago on behalf of my wife and still haven't received a reply

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  8. 21st June 2006 17:51 #8
    LondonPam LondonPam is offline
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    Default Re: Daughter vs A & L(MBNA)

    Could a mod please move this to the MBNAicon section

    I have received a letter from MBNA, returning the £10 and including just an A4 list of all the charges. They say I must resubmit my request if I want a full DPA. That's what I asked for originally!!!! They have said that I must fill in the attached form and send prove of identity. What do I actually need to send them, as they ask for a passport or driving licence, I assume they mean a copy of them. I also assume that the date of my original DPA request stands, not the date I send this information off.

    Thanks in advance guys.

    Pam.

    If anything I've said helps you then please feel free to tip my scales!
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  9. 22nd June 2006 10:25 #9
    Rob S Rob S is offline
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    Default Re: Daughter vs A & L

    Seems like MBNAicon are taking it to the extreme with regards to the DPA request. They need to be able to satisfy themselves that the person making the request is entitled to the information, but to ask for documents such as a passport is taking it to the extreme. It should be sufficient for them to have the relevent account details and perhaps a copy of a utility bill. It might be worth ringing the Information Commissioners office for advice if they insist on seeing identity documents.

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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE