Hi to everyone- just new to this, but need some help with Bank charges

**bubblesdarling** · 27th April 2007 13:11

I have take my Bank Alliance and Leicester to the smalls claim court for £2495. Yesterday the bank wrote to me and actually sent a cheque for £408 and said that if I accept this cheque then they will keep my bank account open. However I have just had the fright of my life because I received a letter from the Banks solicitortoday saying that they are going to defend the claim and are prepared to go to court!!!!!. Is this normal procedure, please say it is, I feel I am maybe getting out of my depth, and feel quite scared! thanks

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Mumofthreeboys · 27th April 2007 13:47

It is perfectly normal to get a defence to your claim. If you sue someone you should expect them to defend.

See here for the rejection letters - choose the appropriate letter and send it http://www.consumeractiongroup.co.uk...ng-offers.html

**PPMAN159** · 27th April 2007 13:50

Fight them all the way Bubbles.

The banks say that they are prepared to go to court but I do not remember reading about a single case where this has actually happened.

Stick with it and do not be put off.

**bubblesdarling** · 27th April 2007 14:19

Thanks for this guys - I will send the bank a rejection letter to their offer and stick to my guns!!

**olliebollie** · 27th April 2007 14:36

Good luck to you.

I just had Lloyds icon

put in a defence to my MCOL. It does seem worrying to get to the court stage as like most people on here hve never dealt with a court in my life before, but I guess thats why they do do it - to try and get us to back off. As with you, going to be brave and stick with it.

**bubblesdarling** · 27th April 2007 14:52

I haven't had a court date yet. Does that come soon after you file the claim ?

**olliebollie** · 27th April 2007 14:59

I contacted Northampton Court today as received a letter this morning saying that my Judgement had been rejected and a defence had gone in.
When I asked they said that I would receive the paperwork shortly but if not call the court back in about 10 days. The lady I spoke to also said that many cases are now being deferred to another court (sorry cant remember exact title) court and some AQs not being sent out as the courts/judges are getting fed up with banks putting in a defence and then paying up before the court date - hence wasting court time.
So I am going to see what happens over the next week or two as can do no more till then.
Frustrating to be waiting again as Lloyds icon

dragging their sorry ars*s on this one as they have with other cases I have been reading about but sticking with it. Good luck to you.

**PPMAN159** · 27th April 2007 15:05

Its a pain having to wait but it will be interesting to see what case they are putting forwards for defending.

**bubblesdarling** · 27th April 2007 15:06

Thankyou for the help, and good luck to you also!

**livelylad** · 29th April 2007 14:49

Thread moved to A&L forum.

Thread: Hi to everyone- just new to this, but need some help with Bank charges

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Hi to everyone- just new to this, but need some help with Bank charges

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Re: Hi to everyone- just new to this, but need some help with Bank charges

Re: Hi to everyone- just new to this, but need some help with Bank charges

Re: Hi to everyone- just new to this, but need some help with Bank charges

Re: Hi to everyone- just new to this, but need some help with Bank charges

Re: Hi to everyone- just new to this, but need some help with Bank charges

Re: Hi to everyone- just new to this, but need some help with Bank charges