Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

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  1. #1
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    Default Business account with Alliance & Leicester/Girobank

    Hello

    I have just approximately calculated my charges to be £3500 and I need to do my spreadsheet ( can somebody point me in the right direction to a spreadsheet for works). I am unsure can I claim the interesticon now or do I have to wait till court as in a personal account as the bit I have just read on the forum doesnt quite clear it up for me so I just wanted clarification? Many thanks

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  2. #2
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    Default Re: Business account with Alliance & Leicester/Girobank

    Do not mention interesticon in your prelim approach, monkey_man.


  3. #3
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    Default Re: Business account with Alliance & Leicester/Girobank

    thanks also do i show charges that have been refunded as well or should I just ignore these? Many thanks


  4. #4
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    Default Re: Business account with Alliance & Leicester/Girobank

    I have just done my spreadsheet I am owed £4100 let the battle commence!


  5. #5
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    Default Re: Business account with Alliance & Leicester/Girobank

    Just an update just sending my prelim approach off as I wanted to get totally clued up with the laws and everything, plus had few problems also in the mean time with my business! I shall keep you updated in due course!


  6. #6
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    Default Re: Business account with Alliance & Leicester/Girobank

    I had a settlement offer now of £586 so I will be oviously asking for more, but obviously need to make sure what I am doing next is correct. But just as a note with my settlement offer I was giving an envelope which is addressed to Carol Stokes, The Manager, Corporate Accounts (South), Alliance & Leicester Commercial Bank, Bootle, GIR 0AA


  7. #7
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    Default Re: Business account with Alliance & Leicester/Girobank

    can somebody please point me in the direction of a letter for the stage after prelim that rejects offers and would still like to pursue for the full amount! Also can I add fees I have had since the charges were originally sent and also is this when I add the interesticon onto the case? Thanks in advance


  8. #8
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    Default Re: Business account with Alliance & Leicester/Girobank

    can somebody please confirm that when sending my lbaicon do i mention the offer in the letter that I wish to reject and also just add a line to say that there have been extra charges since the last correspondance and they have been added to the list of charges making then new sum xyz??


  9. #9
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    Default Re: Business account with Alliance & Leicester/Girobank

    if you go to FAQ and step by step instructions - and the template libarary there are rejection letters (6 in all) to use at each stage .You cana djust them to your own needs ( but not too much they are tried and tested!)

    Also do a search on Michael Browne threads - everything you need is there.

    As far as I am aware you can change the schedule of charges right up to the time you file - I would just make it clear exactly what the changes are / keep copies of everything and obviously send by recorded/special delivery.

    Keep reading all our threads here as well there are lots of links

    best of luck

    janus


  10. #10
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    Default Re: Business account with Alliance & Leicester/Girobank

    thanks janus so should i use a rejection letter now then or should i go ahead with my lbaicon? thanks for the advice on the other thread ill take a read!


  11. #11
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    Default Re: Business account with Alliance & Leicester/Girobank

    just stick to the timetable in the FAQ - and if they both happen at the same time then so be it.

    Dont forget to read ahead - not just the stage you are at - as if you reject you have to be prepared to go all the way.

    Jansus


  12. #12
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    Default Re: Business account with Alliance & Leicester/Girobank

    sorry i just want to be clear should i send lbaicon or a rejection letter?


  13. #13
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    Default Re: Business account with Alliance & Leicester/Girobank

    Quote Originally Posted by monkey_man View Post
    sorry i just want to be clear should i send lbaicon or a rejection letter?
    Hi MM, Give me 5 i will find the info for you

    CM

    Templates Library

    GE Capital Won
    Capital 0ne Won
    Northern rock Claim stayed working on negotiation
    HSBC personal claim 1 ''WON''.
    £1800 plus full stat interest plus costs.
    Claim started 14/02/07 offer 3/07/07

    Next:Coming soon to a thread near you!
    HSBC personal Part 2 'return of the Celicaman'
    HSBC business 1 ' my empire strikes back' N1 claim POC in progress after usual offensive offer from bank
    HSBC business 2 'attack of the Celicaman'
    HSBC business claim 3 'bank account menace'
    HSBC business 4 'Revenge of the CAG Member' the final insult ....................... 'Maybe'

  14. #14
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    Default Re: Business account with Alliance & Leicester/Girobank

    Hi again, here have a read here, i think its letter 3 you probably need, but read first

    http://www.consumeractiongroup.co.uk...ng-offers.html

    Templates Library

    GE Capital Won
    Capital 0ne Won
    Northern rock Claim stayed working on negotiation
    HSBC personal claim 1 ''WON''.
    £1800 plus full stat interest plus costs.
    Claim started 14/02/07 offer 3/07/07

    Next:Coming soon to a thread near you!
    HSBC personal Part 2 'return of the Celicaman'
    HSBC business 1 ' my empire strikes back' N1 claim POC in progress after usual offensive offer from bank
    HSBC business 2 'attack of the Celicaman'
    HSBC business claim 3 'bank account menace'
    HSBC business 4 'Revenge of the CAG Member' the final insult ....................... 'Maybe'

  15. #15
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    Default Re: Business account with Alliance & Leicester/Girobank

    Quote Originally Posted by Celicaman View Post
    Hi again, here have a read here, i think its letter 3 you probably need, but read first

    http://www.consumeractiongroup.co.uk...ng-offers.html

    Actually its letter 1 with amendments. If they have not sent a cheque, take tat part out and fill in amend the parts in red to be relevant to you

    Celicaman

    Templates Library

    GE Capital Won
    Capital 0ne Won
    Northern rock Claim stayed working on negotiation
    HSBC personal claim 1 ''WON''.
    £1800 plus full stat interest plus costs.
    Claim started 14/02/07 offer 3/07/07

    Next:Coming soon to a thread near you!
    HSBC personal Part 2 'return of the Celicaman'
    HSBC business 1 ' my empire strikes back' N1 claim POC in progress after usual offensive offer from bank
    HSBC business 2 'attack of the Celicaman'
    HSBC business claim 3 'bank account menace'
    HSBC business 4 'Revenge of the CAG Member' the final insult ....................... 'Maybe'

  16. #16
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    Default Re: Business account with Alliance & Leicester/Girobank

    thanks that it was i have actually done stating that if i dont here nothing in 7 days i will continue to pursue the charges meaning lbaicon will be sent then. is that ok?


  17. #17
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    Default Re: Business account with Alliance & Leicester/Girobank

    You can also add to it the additional charges.
    You note that since your original claim of ****** that they ( the bank ) have added additional charges to your account, you are therefore addding that amount of ***** to your claim. or something like that
    Then amend totals.

    What spreadsheet did you use to calculate your charges ?

    CM

    Templates Library

    GE Capital Won
    Capital 0ne Won
    Northern rock Claim stayed working on negotiation
    HSBC personal claim 1 ''WON''.
    £1800 plus full stat interest plus costs.
    Claim started 14/02/07 offer 3/07/07

    Next:Coming soon to a thread near you!
    HSBC personal Part 2 'return of the Celicaman'
    HSBC business 1 ' my empire strikes back' N1 claim POC in progress after usual offensive offer from bank
    HSBC business 2 'attack of the Celicaman'
    HSBC business claim 3 'bank account menace'
    HSBC business 4 'Revenge of the CAG Member' the final insult ....................... 'Maybe'

  18. #18
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    Default Re: Business account with Alliance & Leicester/Girobank

    i used the basic excel english template from the source list on the main page is that ok?


  19. #19
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    Default Re: Business account with Alliance & Leicester/Girobank

    Quote Originally Posted by monkey_man View Post
    i used the basic excel english template from the source list on the main page is that ok?
    yes that should be fine, i think it lists the charges and descriptions on it which is what you need.
    Dont forget to put the new charges on there as well

    You can also add to the letter, that should any further charges be levied to your account, you will be adding them to your claim should they not reply with a satisfactory response (use your own words for that)

    As Jansus correctly said, keep reading up and staying well ahead of the game, then you know what is coming next, no nasty shocks

    CM

    Templates Library

    GE Capital Won
    Capital 0ne Won
    Northern rock Claim stayed working on negotiation
    HSBC personal claim 1 ''WON''.
    £1800 plus full stat interest plus costs.
    Claim started 14/02/07 offer 3/07/07

    Next:Coming soon to a thread near you!
    HSBC personal Part 2 'return of the Celicaman'
    HSBC business 1 ' my empire strikes back' N1 claim POC in progress after usual offensive offer from bank
    HSBC business 2 'attack of the Celicaman'
    HSBC business claim 3 'bank account menace'
    HSBC business 4 'Revenge of the CAG Member' the final insult ....................... 'Maybe'

  20. #20
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    Default Re: Business account with Alliance & Leicester/Girobank

    thanks for your help my letter will be in the post today.



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