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Business account with Alliance & Leicester/Girobank
Hello
I have just approximately calculated my charges to be £3500 and I need to do my spreadsheet ( can somebody point me in the right direction to a spreadsheet for works). I am unsure can I claim the interest now or do I have to wait till court as in a personal account as the bit I have just read on the forum doesnt quite clear it up for me so I just wanted clarification? Many thanks
Re: Business account with Alliance & Leicester/Girobank
Just an update just sending my prelim approach off as I wanted to get totally clued up with the laws and everything, plus had few problems also in the mean time with my business! I shall keep you updated in due course!
Re: Business account with Alliance & Leicester/Girobank
I had a settlement offer now of £586 so I will be oviously asking for more, but obviously need to make sure what I am doing next is correct. But just as a note with my settlement offer I was giving an envelope which is addressed to Carol Stokes, The Manager, Corporate Accounts (South), Alliance & Leicester Commercial Bank, Bootle, GIR 0AA
Re: Business account with Alliance & Leicester/Girobank
can somebody please point me in the direction of a letter for the stage after prelim that rejects offers and would still like to pursue for the full amount! Also can I add fees I have had since the charges were originally sent and also is this when I add the interest onto the case? Thanks in advance
Re: Business account with Alliance & Leicester/Girobank
can somebody please confirm that when sending my lba do i mention the offer in the letter that I wish to reject and also just add a line to say that there have been extra charges since the last correspondance and they have been added to the list of charges making then new sum xyz??
Re: Business account with Alliance & Leicester/Girobank
if you go to FAQ and step by step instructions - and the template libarary there are rejection letters (6 in all) to use at each stage .You cana djust them to your own needs ( but not too much they are tried and tested!)
Also do a search on Michael Browne threads - everything you need is there.
As far as I am aware you can change the schedule of charges right up to the time you file - I would just make it clear exactly what the changes are / keep copies of everything and obviously send by recorded/special delivery.
Keep reading all our threads here as well there are lots of links
GE Capital Won
Capital 0ne Won
Northern rock Claim stayed working on negotiation
HSBC personal claim 1 ''WON''.
£1800 plus full stat interest plus costs.
Claim started 14/02/07 offer 3/07/07
Next:Coming soon to a thread near you!
HSBC personal Part 2 'return of the Celicaman'
HSBC business 1 ' my empire strikes back' N1 claim POC in progress after usual offensive offer from bank
HSBC business 2 'attack of the Celicaman'
HSBC business claim 3 'bank account menace'
HSBC business 4 'Revenge of the CAG Member' the final insult ....................... 'Maybe'
GE Capital Won
Capital 0ne Won
Northern rock Claim stayed working on negotiation
HSBC personal claim 1 ''WON''.
£1800 plus full stat interest plus costs.
Claim started 14/02/07 offer 3/07/07
Next:Coming soon to a thread near you!
HSBC personal Part 2 'return of the Celicaman'
HSBC business 1 ' my empire strikes back' N1 claim POC in progress after usual offensive offer from bank
HSBC business 2 'attack of the Celicaman'
HSBC business claim 3 'bank account menace'
HSBC business 4 'Revenge of the CAG Member' the final insult ....................... 'Maybe'
GE Capital Won
Capital 0ne Won
Northern rock Claim stayed working on negotiation
HSBC personal claim 1 ''WON''.
£1800 plus full stat interest plus costs.
Claim started 14/02/07 offer 3/07/07
Next:Coming soon to a thread near you!
HSBC personal Part 2 'return of the Celicaman'
HSBC business 1 ' my empire strikes back' N1 claim POC in progress after usual offensive offer from bank
HSBC business 2 'attack of the Celicaman'
HSBC business claim 3 'bank account menace'
HSBC business 4 'Revenge of the CAG Member' the final insult ....................... 'Maybe'
Re: Business account with Alliance & Leicester/Girobank
thanks that it was i have actually done stating that if i dont here nothing in 7 days i will continue to pursue the charges meaning lba will be sent then. is that ok?
Re: Business account with Alliance & Leicester/Girobank
You can also add to it the additional charges.
You note that since your original claim of ****** that they ( the bank ) have added additional charges to your account, you are therefore addding that amount of ***** to your claim. or something like that
Then amend totals.
What spreadsheet did you use to calculate your charges ?
GE Capital Won
Capital 0ne Won
Northern rock Claim stayed working on negotiation
HSBC personal claim 1 ''WON''.
£1800 plus full stat interest plus costs.
Claim started 14/02/07 offer 3/07/07
Next:Coming soon to a thread near you!
HSBC personal Part 2 'return of the Celicaman'
HSBC business 1 ' my empire strikes back' N1 claim POC in progress after usual offensive offer from bank
HSBC business 2 'attack of the Celicaman'
HSBC business claim 3 'bank account menace'
HSBC business 4 'Revenge of the CAG Member' the final insult ....................... 'Maybe'
Re: Business account with Alliance & Leicester/Girobank
Originally Posted by monkey_man
i used the basic excel english template from the source list on the main page is that ok?
yes that should be fine, i think it lists the charges and descriptions on it which is what you need.
Dont forget to put the new charges on there as well
You can also add to the letter, that should any further charges be levied to your account, you will be adding them to your claim should they not reply with a satisfactory response (use your own words for that)
As Jansus correctly said, keep reading up and staying well ahead of the game, then you know what is coming next, no nasty shocks
GE Capital Won
Capital 0ne Won
Northern rock Claim stayed working on negotiation
HSBC personal claim 1 ''WON''.
£1800 plus full stat interest plus costs.
Claim started 14/02/07 offer 3/07/07
Next:Coming soon to a thread near you!
HSBC personal Part 2 'return of the Celicaman'
HSBC business 1 ' my empire strikes back' N1 claim POC in progress after usual offensive offer from bank
HSBC business 2 'attack of the Celicaman'
HSBC business claim 3 'bank account menace'
HSBC business 4 'Revenge of the CAG Member' the final insult ....................... 'Maybe'