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Can you claim rbs bank charges even if account is closed??


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I did. I don't think the account type matters i.e. it being a business account. The only thing I did was not go back beyond 6 years with my claim, but the concensus here now is that we can.

 

 

RBS Account 1: Won

RBS Account 2: Won

Capital One: Won

Capital One (Wifes Card): Won

RBS Account 2, round 2: Won

RBS PPI: Won

 

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Hi Autohouse, It would be worth your while reading mccuths thread, very very long but an inspiration to us all.

05/03/07 S.A.R - (Subject Access Request) handed in at branch

Found missing statements at home !!!!

08/03/07 Prelim+ schedule posted rec del

22/03/07 :mad: No reply to prelim LBA posted rec del

05/04/07 :mad: 14 days and no reply to LBA, sent e-mail

27/04/07 :D Offered FULL SETTLEMENT £3375

03/05/07 Cash in bank account :D :D

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hi mate

yes you can apparently im claiming from them and my account was closed

 

in march 2006 i had to close it due to all the charges snowballing

i still owe them money but i dont know whether this will affect my claim

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If your are in Scotland you can go back 5 years, if in England its 6. so if you closed your account within the period appropriate to your location you can claim. Its advisable to provide bank with sort code, account number, and address you were at when the account was closed (If different from present) saves a lot of time.

05/03/07 S.A.R - (Subject Access Request) handed in at branch

Found missing statements at home !!!!

08/03/07 Prelim+ schedule posted rec del

22/03/07 :mad: No reply to prelim LBA posted rec del

05/04/07 :mad: 14 days and no reply to LBA, sent e-mail

27/04/07 :D Offered FULL SETTLEMENT £3375

03/05/07 Cash in bank account :D :D

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