Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    autohouse Novitiate

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    Default Can you claim rbs bank charges even if account is closed??


  2. #2
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    matt_smith2000 Novitiate matt_smith2000's Avatar

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    Default Re: Can you claim rbs bank charges even if account is closed??

    I did. I don't think the account type matters i.e. it being a business account. The only thing I did was not go back beyond 6 yearsicon with my claim, but the concensus here now is that we can.




    RBS Account 1: Won
    RBS Account 2: Won
    Capital One: Won
    Capital One (Wifes Card): Won
    RBS Account 2, round 2: Won
    RBS PPI: Won



  3. #3
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    autohouse Novitiate

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    Default Re: Can you claim rbs bank charges even if account is closed??

    Thanks Mate
    Cheers


  4. #4
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    dangler8 Novitiate

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    Default Re: Can you claim rbs bank charges even if account is closed??

    Hi Autohouse, It would be worth your while reading mccuths thread, very very long but an inspiration to us all.


  5. #5
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    treble99 Novitiate

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    Default Re: Can you claim rbs bank charges even if account is closed??

    hi mate
    yes you can apparently im claiming from them and my account was closed

    in march 2006 i had to close it due to all the charges snowballing
    i still owe them money but i dont know whether this will affect my claim


  6. #6
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    dangler8 Novitiate

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    Default Re: Can you claim rbs bank charges even if account is closed??

    If your are in Scotland you can go back 5 years, if in England its 6. so if you closed your account within the period appropriate to your location you can claim. Its advisable to provide bank with sort code, account number, and address you were at when the account was closed (If different from present) saves a lot of time.

    05/03/07 S.A.R - (Subject Access Request) handed in at branch
    Found missing statements at home !!!!
    08/03/07 Prelim+ schedule posted rec del
    22/03/07 No reply to prelim LBA posted rec del
    05/04/07 14 days and no reply to LBA, sent e-mail
    27/04/07 Offered FULL SETTLEMENT £3375
    03/05/07 Cash in bank account


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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE