Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
If you contact them and explain what is happening and also confirm it in writing then hopefully yhey will come up with an affordable payment plan. But do not enter into a new HP agreement with them, ie same debt over a longer term as you will end up paying a fortune Keep copies of all letters that you write to them but I stress put it all in writing. I have been in a very similar situation to you so I can empathise but don't bury your head in the sand matey. deal with it head on. best of luck.
CarCraft / Welcome finance, im in a muddle
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