Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


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Thread: RBOS overdraft

  1. 25th May 2006 17:21 #1
    natk85 natk85 is offline
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    Question RBOS overdraft

    Hey everyone i've added up my charges and they come to £382 i've finally had enough of these stupid charges that are dragging me further into debt! This bank is charging me £10, £38 and £76 a time per returned payment and the only reason i can't pay these direct debits is coz the bank charge me ridiculous amounts from the last month, its such a vicious circle and now i'm slightly angry with them. The thing is, i have a student current account and i am deep into my overdrafticon as i only work part time and do have a lot of direct debits to pay which i CAN afford if the bank would stop charging me!! I was just wondering if you have an overdraft can you still claim back the money (coz u r using their money and its not really yours if you see what i mean) sorry i know its kinda hard to explain! Any help is appreciated thanks a lot (oh i'm about to write the standard letter asking for it back although i'm not sure if i can be 'nice' but i'll try my very best!!) x

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  2. 29th May 2006 04:23 #2
    woolfie woolfie is offline
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    Default Re: RBOS overdraft

    You can claim back your charges, overdrafticon or no overdraft!! Go for it


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  3. 29th May 2006 10:58 #3
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    Default Re: RBOS overdraft

    and now i'm slightly angry with them.




    Of course you can claim..........just read some of the faqs !!

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